Why do we not have an NHS equivalent for our pets? . So many animal lovers have pet insurance however for each visit they end up paying the excess without going through insurance. People still need to pay a lot of money if its not a predictable or ongoing treatment. I say we should have the option to include our pets as part of the NHS, pay an additonal premium based on our wages but enables us to take care of our animals regardless of the condition.. Our animals have been at the mercy of affordability too long. This has been going on for far too long and we need to stop it