Make public liability insurance mandatory

Make public liability insurance mandatory

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Millie Fraser started this petition to Parliament

If someone was to crash into your car on the road, you would claim off of their insurance as you were not at fault! However, if your horse was to be injured in the field, at an event etc by someone else’s horse, the only person who puts their hand in their pocket is yourself! 

Public liability insurance is vital, as if the worst was to happen and your horse was injured due to no fault of its own, you wouldn’t have to pay excess, use your own vet fee cover, or risk a premium increase. You’d be able to claim off of the guilty parties insurance. However, if they don’t have it, you run all of these risks! 

It should also be taken into consideration by these insurance brokers, that maybe there is a gap in the market for insurance! They should create a cover option of if your horse was to cause an accident/injury to another horse in the field, your insurance will cover and pay out for the vet fees, as unfortunately, with the horse being your property, you are liable! Everyone understands that horses will be horses, and accidents do happen, but if there is definite evidence that your horse caused the damage, would you want to pay the £1000’s of vet bills, or a £250 excess? 

Unfortunately for some of us, this petition may be too little too late, as due to lack of funds/severe injuries, horses have been put to sleep. But I hope for some this petition makes the difference between losing your horse and them seeing another day. put it this way, they may lose £250 excess, but you risk losing your best friend. 


In my case, it is too late, and although there is no direct blame on the owners, if there had been an option such as this, I may still have my best friend. So please, sign this petition, and if you can’t, share it.

 

0 have signed. Let’s get to 500!
At 500 signatures, this petition is more likely to be featured in recommendations!