Millions of everyday Americans now own some form of cryptocurrency — not as day traders, but as workers, parents, small investors, and people simply trying to save for the future.

But right now, the U.S. tax system treats normal crypto holders unfairly.
If you move your crypto into something stable just to protect yourself from swings, the IRS treats it like you sold everything — even if you never cashed out.

This means surprise tax bills for people who didn’t make money — they just tried to stay safe.

It doesn’t have to be this way.

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🔹 What We Want: A Simple, Fair Update Called the Stable-Value Reserve (SVR)

We are asking Congress to support a new option called the Stable-Value Reserve (SVR) — a safe, regulated way for Americans to lock in their crypto value without being taxed unless they actually cash out.

With the SVR:

Moving your crypto (like XRP, BTC, ETH) into the SVR → NOT taxed

Moving within the SVR to other crypto → NOT taxed

Leaving the SVR into a stablecoin (like USDC) → taxed normally

Cashing out to dollars → taxed normally

This is fair, simple, and easy to understand.

You only get taxed when you actually exit, not when you’re just trying to protect yourself.

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🔹 Why This Matters to Regular People

Right now:

Families get hit with tax bills they didn’t expect

People are punished for trying to avoid volatility

Moving from crypto to something stable triggers taxes — even with no real gain

The rules are confusing and unfair

Thousands of Americans stop participating because it feels like a trap

The SVR fixes this by treating crypto more like traditional investments, where you can rebalance without being penalized.

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🔹 What We Are Asking Congress To Do

We are asking members of Congress to:

Add the Stable-Value Reserve (SVR) to upcoming digital asset tax legislation.

This will:

Protect everyday Americans

Create fair and consistent tax rules

Prevent surprise tax bills

Keep innovation in the United States

Give people the same treatment that traditional investors already get

This simple update does not reduce IRS revenue — it only gives Americans a safe, responsible way to manage their assets.

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🔹 Why Your Signature Matters

Crypto isn’t just for experts. It's now used by teachers, nurses, truck drivers, students, retirees, small business owners — people who deserve clear and fair rules.

By signing this petition, you’re telling Congress:

✔ Make crypto taxes fair
✔ Stop punishing people for stabilizing their savings
✔ Support the Stable-Value Reserve (SVR)
✔ Protect ordinary American investors

Fairness shouldn’t be controversial.
It should be common sense.

This reform would work in addition to any future capital gains tax changes, ensuring Americans benefit from both improved fairness and long-term tax modernization.

Please sign and share this petition. Together, we can fix this.