Retirees are feeling why IBA is reluctant to consider Updation of Pension at every stage of negotiation & why Associations are also effectively not challenge the stand taken a by IBA. Retirees Pension Fund is self sufficient to service the regular payment of pension including periodical updation from interest income alone. IBA says it is subjudice because some cases are filed by individuals. Infact, Individuals have filed cases in respect of Leave encashment, gratuity, second option to CRS, Resignees, Dismissal etc that is based on case to case basis. IBA contention should be challenged by UFBU who have been signing settlements since implementation of Bank Employees Pension Regulations, 1995. If IBA contention is correct, they should have respected the SC judgments in D S Nakara & in WP 1123/3015, WP 4005/2017 in Madras High Court, Writ of Mandamus in which Kerala High Court has directed Finance Secretary to rectify violations done from 1995 to 2017. UFBU & Retirees Association should unitedly fight the case. When affected individuals can file cases, why Associations are not doing the same despite having above decided cases on hand in pension issues. How IBA has been violating pension Reg. 5, 7, 11, 54, Sec 19 of Banking companies regulation Act. If UFBU continues to do injustice in this ongoing XI bps also, then retirees can understand the hidden agenda of IBA & UFBU. Better sense prevail