HDFC Charges NOW against the DD issued in 2016
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Recently I shocked to see that on 18th April 2017 HDFC Bank deducted the DD Charges of Rs.1,005 from my account by mentioning as "DD ISSUANCE CHARGES 29-2-16 : BC Issuance Charges".
My simple three questions to them.
1) How have you issued the DD to me without deducting the charges or informing me about the charges? It has been told to me that DD will be issued at FREE of cost as I have a savings account with Bank.
2) Why it took so much time of almost 1 Yr and 2 months to deduct the charges? The transactions happened in the FY 2015-16. Then how you can deduct the charges in the FY 2017-18 without bringing into my notice?
3) I continued to be your esteemed customer and managed the balance. Hence, you deducted the money NOW. But what if I have closed the account or not managed the balance? Who will bear this cost? Me? Bank itself? or the Staff who misguided me and issued the DD at free of cost?
When I raised the issue with Bank for the same. They are careless and say you can do whatever or knock the door of Banking Ombudsman also.
Sign my petition asking the HDFC Bank or RBI to change their policies so that our rights are protected.
I have decided to fight this until I get the money reimbursed and teach the lesson to HDFC for their such abrupt bad practices.
Let us make sure that we are protected from unfair bank policies.
Thank you for your support,
Certified Financial Planner
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