Fair Freedom Tax Plan (FFTP)
The Issue
Fair Freedom Tax Plan (FFTP)
A Comprehensive Tax System for the Future: Empowering Individuals, Supporting Communities with A 21st Century Tax System That Eliminates Double Taxation, Protects Earnings, and Prioritizes Financial Freedom for Working Americans;
The Fair Freedom Tax Plan (FFTP) offers an innovative approach to taxation — focused on individual choice, fairness, and community support. By removing federal and state payroll taxes and placing control over Social Security and Medicaid benefits in the hands of individuals, we empower people to secure their financial futures on their own terms, while ensuring that their families continue to benefit from these accounts in the event of their untimely death.
This plan provides a foundation for economic growth, individual empowerment, and community sustainability, while minimizing the complexity and burden of current tax systems.
Certainly. Below is a draft legislative proposal for the Fair Freedom Tax Act. This version is written in formal legislative language and can be adapted into a bill format suitable for introduction in a state or federal legislative body.
Fair Freedom Tax Act
A Bill to Establish an Alternative Taxation System for Working-Class Americans, Eliminate Federal and State Payroll Taxes for Individuals Earning $250,000 or Less, Provide Optional Social Security Trust Accounts, and Introduce Comprehensive Tax Exemptions and Inheritance Provisions
SECTION 1. SHORT TITLE
This Act may be cited as the “Fair Freedom Tax Act of 2025” or the “Freedom from Double Taxation Act.”
SECTION 2. PURPOSE
The purpose of this Act is to:
Eliminate payroll taxation for working- and middle-class Americans;
Establish voluntary Social Security and Medicaid programs with individualized trust accounts;
Create exemptions for essential goods, education, and basic housing;
Allow for the inheritance of retirement benefits by next of kin;
Streamline registration and taxation systems to support fairness and economic empowerment.
SECTION 3. DEFINITIONS
As used in this Act:
(1) “Eligible individual” means any United States citizen or legal permanent resident earning $250,000 or less annually in gross income.
(2) “Social Security Trust Account (SSTA)” means a government-administered individual retirement account established under this Act.
(3) “Primary residence” means the owner-occupied residential property used as a taxpayer’s principal home.
(4) “Essential services taxes” means taxes levied at the local level to fund public education, road maintenance, trash removal, sewage, and related municipal services.
(5) “Pet” means a domesticated animal including but not limited to cats, dogs, birds, rabbits, or other common non-livestock household animals.
SECTION 4. ELIMINATION OF FEDERAL AND STATE PAYROLL TAXES
(a) Effective January 1, 2026, no eligible individual shall be subject to:
Federal payroll tax under the Federal Insurance Contributions Act (FICA);
State income or payroll tax as defined by state statutes;
Mandatory Medicare or Social Security withholding, unless voluntarily enrolled.
SECTION 5. VOLUNTARY SOCIAL SECURITY AND MEDICAID TRUST PROGRAM
(a) The Federal and State Social Security Administrations shall create and administer Social Security Trust Accounts (SSTAs) for voluntarily enrolled individuals.
(b) Contributions by enrolled individuals shall be deposited in individualized, interest-bearing trust accounts and used solely for their retirement or medical care.
(c) Accounts shall accrue interest and be eligible for withdrawal beginning at age 55.
(d) Upon the death of a participant, all remaining funds shall be transferred to the participant’s designated next of kin, including but not limited to:
Spouse
Child
Sibling
Grandchild
(e) In the absence of designation, the SSTA shall default to a legal distribution hierarchy beginning with the surviving spouse.
(f) Payments to next of kin shall continue until the SSTA is fully depleted.
SECTION 6. EXEMPTIONS AND DEDUCTIONS
(a) The following purchases shall be exempt from all federal and state consumption taxes:
Groceries and takeout food;
Educational expenses, including certification courses and materials;
Medical services and prescriptions;
Work-required clothing and safety footwear;
Primary residential housing valued at $160,000 or less (current market value);
Purchased land and undeveloped property;
Residential utilities, rent, and childcare;
Up to six (6) domesticated pets, for which:
Taxpayers may deduct up to 65% of annual pet-related expenses including food, vet care, and licensing.
(b) Taxpayers shall receive dollar-for-dollar deductions for work-related items including but not limited to:
Tools and job-specific equipment
Uniforms and personal protective gear
Job-mandated certifications and licenses
SECTION 7. PROPERTY AND LAND TAX REFORM
(a) Primary residences with a fair market value of $160,000 or less shall be exempt from:
Annual property taxes
Land use taxes
Home ownership taxes levied by any governmental body
(b) Such homeowners shall still be subject to local essential services taxes, including levies for:
Public schools
Trash and sewage removal
Local infrastructure
SECTION 8. VEHICLE REGISTRATION SIMPLIFICATION
(a) Annual vehicle registration renewals shall be eliminated.
(b) Vehicle registration shall be required only at the time of:
Purchase or initial title transfer;
Legal ownership reassignment.
SECTION 9. CONSUMPTION TAX SYSTEM
(a) A national 15% consumption tax shall be levied on:
Non-essential goods
Luxury services
Discretionary retail items
(b) Revenues generated shall be allocated toward:
National infrastructure investment
Public education programs
Healthcare innovation and affordability
SECTION 10. ADMINISTRATION AND ENFORCEMENT
(a) A new unified “Citizen Tax Freedom Portal” shall be created and maintained under the joint authority of the U.S. Department of Treasury and participating State Tax Commissions.
(b) This portal shall allow citizens to:
Manage their Social Security Trust Account (SSTA);
Claim tax deductions and exemptions;
Pay any required consumption or municipal taxes.
SECTION 11. TRANSITION AND IMPLEMENTATION
(a) This Act shall take effect on January 1, 2026.
(b) The Internal Revenue Service, Department of Treasury, and State Tax Boards shall issue necessary guidance and regulations within 12 months of enactment.
(c) All prior legislation in conflict with this Act shall be repealed or amended accordingly.
2
The Issue
Fair Freedom Tax Plan (FFTP)
A Comprehensive Tax System for the Future: Empowering Individuals, Supporting Communities with A 21st Century Tax System That Eliminates Double Taxation, Protects Earnings, and Prioritizes Financial Freedom for Working Americans;
The Fair Freedom Tax Plan (FFTP) offers an innovative approach to taxation — focused on individual choice, fairness, and community support. By removing federal and state payroll taxes and placing control over Social Security and Medicaid benefits in the hands of individuals, we empower people to secure their financial futures on their own terms, while ensuring that their families continue to benefit from these accounts in the event of their untimely death.
This plan provides a foundation for economic growth, individual empowerment, and community sustainability, while minimizing the complexity and burden of current tax systems.
Certainly. Below is a draft legislative proposal for the Fair Freedom Tax Act. This version is written in formal legislative language and can be adapted into a bill format suitable for introduction in a state or federal legislative body.
Fair Freedom Tax Act
A Bill to Establish an Alternative Taxation System for Working-Class Americans, Eliminate Federal and State Payroll Taxes for Individuals Earning $250,000 or Less, Provide Optional Social Security Trust Accounts, and Introduce Comprehensive Tax Exemptions and Inheritance Provisions
SECTION 1. SHORT TITLE
This Act may be cited as the “Fair Freedom Tax Act of 2025” or the “Freedom from Double Taxation Act.”
SECTION 2. PURPOSE
The purpose of this Act is to:
Eliminate payroll taxation for working- and middle-class Americans;
Establish voluntary Social Security and Medicaid programs with individualized trust accounts;
Create exemptions for essential goods, education, and basic housing;
Allow for the inheritance of retirement benefits by next of kin;
Streamline registration and taxation systems to support fairness and economic empowerment.
SECTION 3. DEFINITIONS
As used in this Act:
(1) “Eligible individual” means any United States citizen or legal permanent resident earning $250,000 or less annually in gross income.
(2) “Social Security Trust Account (SSTA)” means a government-administered individual retirement account established under this Act.
(3) “Primary residence” means the owner-occupied residential property used as a taxpayer’s principal home.
(4) “Essential services taxes” means taxes levied at the local level to fund public education, road maintenance, trash removal, sewage, and related municipal services.
(5) “Pet” means a domesticated animal including but not limited to cats, dogs, birds, rabbits, or other common non-livestock household animals.
SECTION 4. ELIMINATION OF FEDERAL AND STATE PAYROLL TAXES
(a) Effective January 1, 2026, no eligible individual shall be subject to:
Federal payroll tax under the Federal Insurance Contributions Act (FICA);
State income or payroll tax as defined by state statutes;
Mandatory Medicare or Social Security withholding, unless voluntarily enrolled.
SECTION 5. VOLUNTARY SOCIAL SECURITY AND MEDICAID TRUST PROGRAM
(a) The Federal and State Social Security Administrations shall create and administer Social Security Trust Accounts (SSTAs) for voluntarily enrolled individuals.
(b) Contributions by enrolled individuals shall be deposited in individualized, interest-bearing trust accounts and used solely for their retirement or medical care.
(c) Accounts shall accrue interest and be eligible for withdrawal beginning at age 55.
(d) Upon the death of a participant, all remaining funds shall be transferred to the participant’s designated next of kin, including but not limited to:
Spouse
Child
Sibling
Grandchild
(e) In the absence of designation, the SSTA shall default to a legal distribution hierarchy beginning with the surviving spouse.
(f) Payments to next of kin shall continue until the SSTA is fully depleted.
SECTION 6. EXEMPTIONS AND DEDUCTIONS
(a) The following purchases shall be exempt from all federal and state consumption taxes:
Groceries and takeout food;
Educational expenses, including certification courses and materials;
Medical services and prescriptions;
Work-required clothing and safety footwear;
Primary residential housing valued at $160,000 or less (current market value);
Purchased land and undeveloped property;
Residential utilities, rent, and childcare;
Up to six (6) domesticated pets, for which:
Taxpayers may deduct up to 65% of annual pet-related expenses including food, vet care, and licensing.
(b) Taxpayers shall receive dollar-for-dollar deductions for work-related items including but not limited to:
Tools and job-specific equipment
Uniforms and personal protective gear
Job-mandated certifications and licenses
SECTION 7. PROPERTY AND LAND TAX REFORM
(a) Primary residences with a fair market value of $160,000 or less shall be exempt from:
Annual property taxes
Land use taxes
Home ownership taxes levied by any governmental body
(b) Such homeowners shall still be subject to local essential services taxes, including levies for:
Public schools
Trash and sewage removal
Local infrastructure
SECTION 8. VEHICLE REGISTRATION SIMPLIFICATION
(a) Annual vehicle registration renewals shall be eliminated.
(b) Vehicle registration shall be required only at the time of:
Purchase or initial title transfer;
Legal ownership reassignment.
SECTION 9. CONSUMPTION TAX SYSTEM
(a) A national 15% consumption tax shall be levied on:
Non-essential goods
Luxury services
Discretionary retail items
(b) Revenues generated shall be allocated toward:
National infrastructure investment
Public education programs
Healthcare innovation and affordability
SECTION 10. ADMINISTRATION AND ENFORCEMENT
(a) A new unified “Citizen Tax Freedom Portal” shall be created and maintained under the joint authority of the U.S. Department of Treasury and participating State Tax Commissions.
(b) This portal shall allow citizens to:
Manage their Social Security Trust Account (SSTA);
Claim tax deductions and exemptions;
Pay any required consumption or municipal taxes.
SECTION 11. TRANSITION AND IMPLEMENTATION
(a) This Act shall take effect on January 1, 2026.
(b) The Internal Revenue Service, Department of Treasury, and State Tax Boards shall issue necessary guidance and regulations within 12 months of enactment.
(c) All prior legislation in conflict with this Act shall be repealed or amended accordingly.
The Decision Makers
Petition Updates
Share this petition
Petition created on May 11, 2025