Exposing Joseph Armato and his Cronies for the Exploitation of Tragedy Victims
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Joseph J. Armato is president / owner of Nationwide Contracting and Consulting, Venetian Contracting, Inc (previously Executive Adjustment Bureau / Metropolitan Restoration Inc. / Tri-County Construction Corporation) and has affiliation with public adjuster group Adjustrite. Frank J. Cucinella is the "construction foreman". Laurine Armato is a "project manager". Homayra Ferrando is an "construction representative / assistant". Nilsa Caraballo-Rivera is the previous "office manager", while Patricia Abreu is the current. Jazmine Ferrando, Homayra's sister, works the front desk. Tina Ciotola is on board as well. Adjustrite staff include: Kevin M. Taylor, Brett D. Joseph, John H. Capriles, Michele Rossi, Maribel Figeroa,and Michael Castellano. They also work with Deanna Huaman, Tri-State Adjustment, and Michael Molindrone. Mr. Armato, along with some of the others attended the Sobelsohn School which is a profit making institution located in a residential building and is NOT accredited by the New York State Department of Education NOR the Middlestates Association of Colleges and Schools. These people along with various other architects, engineers, subcontractors, attorneys, and insurance companies are involved an ELABORATE SCHEME that has committed and seeks to commit fraud on consumers.
Specifically, after one is a victim of a disaster such as a fire, shortly thereafter you sign on with a public adjuster (either Armato himself or adjusters from Adjustrite). These public adjusters are present the day of or morning after the fire and wear two hats; "public insurance adjuster" and "home improvement salesperson" - CONFLICT OF INTEREST. They subsequently encourage victims to sign on with Armato’s company as the primary contractor – THEFT BY DECEPTION. THERE IS NO INTENTION OF ACTUALLY COMPLETING THE PROJECT. It is delayed through various means, and repair jobs are not complete yet the company retains the majority if not all of the insurance settlement – INSURANCE FRAUD. During this process there is harassment, threats, intimidation, extortion, property destruction, and breaking and entering. Checks will be cashed without the homeowners knowledge AND the entire insurance claim benefit will be GONE before the homeowner (policyholder) will know it. Significant damage is sustained throughout - mold, vandalism, and pipes broke. More insurance claims are filed while clients are dropped from their plans, unable to get new insurance plans.
His business practices have resulted in extensive wealth (money and property) for himself and associates, while the consumers have become HOMELESS and destitute. A similar sequence of events has happened to over 1,000 people and there is NOT A SINGLE SATISFIED CUSTOMER. He also doesn't have a single satisfied wife as he is going through his second divorce. Below are supporting references to this claim. Business practices should be thoroughly investigated as he is in violation of certain city, state, and/or federal laws.
HERE IS THE INDEPENDENT SOURCE VERIFICATION:
STATE FARM INSURANCE DETAILS THE FRAUDULENT SCHEME
RipOff Report Complaint #1
RipOff Report Complaint #2
RipOff Report Complaint #3
Yonkers Consumer Protection FOIL Complaint
Westchester Consumer Protection FOIL Complaint #1
Westchester Consumer Protection FOIL Complaint #2
Westchester Consumer Protection FOIL Complaint #3
Westchester Consumer Protection FOIL Complaint #4
"An injustice anywhere is a threat to justice everywhere."
- Dr. Martin Luther King Jr.
UPDATE November 14, 2012
Since the freedom of information internet campaign started, the main characters from Adjustrite, Nationwide / Venetian Contracting have replied with a faulty internet campaign of their own. Please note that there are no official company websites. Each one of the key players has made a “brand yourself” page. They apparently have hired one or more internet companies to help repair an undeserved reputation, mostly through the use of dummy internet text and copying some of my posts with their own UNTRUTHFUL modifications. What doesn’t come out in the wash, comes out in the rinse. No lie lives forever. Consumers are in NEED of legitimate protection!
UPDATE June 15, 2013
New York State Senate Passes Klein Bill to Stop Home Insurance Scams
Senator Jeff Klein (D-Bronx/Westchester) said, “Public Adjusters, by definition, should act on behalf of the public, not on behalf of their own pocketbook. Unfortunately, we’ve found that this is not always the case. That’s why I’m proud that we passed legislation ensuring that homeowners get the protection they deserve. Families like the Marsh family, who brought this issue to my attention, will no longer be victims to this type of coordinated scheming.”
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