Citizens Bank needs to stop charging consumers overdraft fees. Overdraft fee targets people with limited financial means. It charges a price that is dramatically higher than the cost of providing the service. It has opaque and complicated pricing that makes it difficult to understand the true cost of the product. It changes the fee when someone is in a vulnerable position and has few alternatives. If I don't have money in the bank, why would I want the bank to advance me money and then charge me $35 for each transaction it denied (which costs the bank close to nothing)? This needs to stop.