Americans Deserve Relief from High Interest Rates — Congress Must Act!
The Issue
To: The United States Congress, U.S. Senate, and House of Representatives
Millions of hardworking Americans are struggling under the burden of high interest rates, rising living expenses, and mounting consumer debt.
Families who work, pay their bills, and fulfill their financial obligations are finding it increasingly difficult to get ahead. Credit card interest rates frequently exceed 20%, leaving consumers paying substantial amounts in interest while making little progress toward reducing their balances.
Americans deserve a fair opportunity to become debt-free, build financial security, and prepare for retirement.
We, the undersigned, call upon Congress to take meaningful action to address the financial burden of high borrowing costs.
We respectfully request that Congress:
Consider a federal cap on credit card interest rates to protect consumers from excessively high borrowing costs while evaluating potential effects on access to credit.
Expand affordable refinancing and debt repayment options for hardworking Americans who are making consistent efforts to repay their debts.
Examine ways to make mortgage refinancing more affordable, particularly for homeowners facing financial hardship.
Increase transparency and accountability within the credit card industry, including clear disclosure of how interest rates and fees are determined.
Hold congressional hearings examining the effects of high consumer interest rates on working families, veterans, seniors, and Americans approaching retirement.
Encourage continued evaluation of Federal Reserve monetary policy, while respecting the Fed’s independence and its responsibility to maintain stable prices and maximum employment.
This petition is not about eliminating personal financial responsibility. It is about ensuring that responsible repayment remains achievable.
Americans should not have to spend decades paying interest without seeing meaningful reductions in their debt.
We urge our elected representatives to listen to the people they serve and consider practical legislative solutions that promote fair lending, responsible borrowing, and lasting financial stability.
Our message is simple: American families deserve a fair chance to get ahead, not spend their futures trapped in high-interest debt.
Sign this petition to request congressional action on consumer interest rates and affordable borrowing.
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The Issue
To: The United States Congress, U.S. Senate, and House of Representatives
Millions of hardworking Americans are struggling under the burden of high interest rates, rising living expenses, and mounting consumer debt.
Families who work, pay their bills, and fulfill their financial obligations are finding it increasingly difficult to get ahead. Credit card interest rates frequently exceed 20%, leaving consumers paying substantial amounts in interest while making little progress toward reducing their balances.
Americans deserve a fair opportunity to become debt-free, build financial security, and prepare for retirement.
We, the undersigned, call upon Congress to take meaningful action to address the financial burden of high borrowing costs.
We respectfully request that Congress:
Consider a federal cap on credit card interest rates to protect consumers from excessively high borrowing costs while evaluating potential effects on access to credit.
Expand affordable refinancing and debt repayment options for hardworking Americans who are making consistent efforts to repay their debts.
Examine ways to make mortgage refinancing more affordable, particularly for homeowners facing financial hardship.
Increase transparency and accountability within the credit card industry, including clear disclosure of how interest rates and fees are determined.
Hold congressional hearings examining the effects of high consumer interest rates on working families, veterans, seniors, and Americans approaching retirement.
Encourage continued evaluation of Federal Reserve monetary policy, while respecting the Fed’s independence and its responsibility to maintain stable prices and maximum employment.
This petition is not about eliminating personal financial responsibility. It is about ensuring that responsible repayment remains achievable.
Americans should not have to spend decades paying interest without seeing meaningful reductions in their debt.
We urge our elected representatives to listen to the people they serve and consider practical legislative solutions that promote fair lending, responsible borrowing, and lasting financial stability.
Our message is simple: American families deserve a fair chance to get ahead, not spend their futures trapped in high-interest debt.
Sign this petition to request congressional action on consumer interest rates and affordable borrowing.
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Petition created on October 18, 2026