Urge Congress to fast-track the SSI Savings Penalty Elimination Act
The Issue
Millions of Americans with disabilities and older adults rely on Supplemental Security Income (SSI) to afford basic necessities, including housing, food, transportation, and medical expenses. Unfortunately, outdated federal rules make it extremely difficult for these individuals to save money without risking their benefits.
Under current SSI rules, individuals are generally limited to just $2,000 in countable resources, while married couples are limited to $3,000. These limits have not been increased since 1989, despite decades of inflation and rising living expenses.
This means that Americans who depend on SSI can face losing essential financial assistance simply because they are trying to save for emergencies, unexpected medical bills, housing, or their future.
This is unfair, outdated, and needs to change immediately.
What Would This Bill Change?
The bipartisan SSI Savings Penalty Elimination Act (S. 1234) would:
Increase the SSI resource limit for individuals from $2,000 to $10,000.
Increase the limit for married couples from $3,000 to $20,000.
Automatically adjust these limits for inflation in future years.
Allow SSI recipients to build financial security without being penalized simply for saving money.
Reduce financial barriers that discourage independence and long-term planning.
Why Congress Needs to Act Now
This legislation was introduced on April 1, 2025, and referred to the Senate Finance Committee.
People with disabilities and older Americans should not have to choose between maintaining their benefits and building financial security.
The cost of living continues to increase, yet SSI’s resource limits remain stuck in the past. Every additional month without reform means more Americans must live under unnecessarily restrictive financial rules.
We are calling on the United States Senate Finance Committee, Senate leadership, and the entire United States Congress to:
Prioritize S. 1234 and move it through the Senate Finance Committee without unnecessary delays.
Schedule a committee hearing and consideration of the legislation as soon as possible.
Bring the bill to the Senate floor for a vote.
Advance the companion legislation, H.R. 2540, through the House of Representatives.
Pass this bipartisan reform and send it to the President to be signed into law.
Sign This Petition to Demand Action!
Saving money should be encouraged, not punished. Americans with disabilities and older adults deserve the same opportunity as everyone else to prepare for emergencies, achieve financial stability, and plan for their futures.
This is not a Democratic issue or a Republican issue. It is an issue of fairness, financial security, and basic dignity.
By signing this petition, you are urging Congress to stop delaying this important reform and give the SSI Savings Penalty Elimination Act the attention it deserves.
Sign today, share this petition, and help send a clear message to Congress: Raise the SSI savings limits and pass S. 1234!
Read the legislation: https://www.congress.gov/bill/119th-congress/senate-bill/1234
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The Issue
Millions of Americans with disabilities and older adults rely on Supplemental Security Income (SSI) to afford basic necessities, including housing, food, transportation, and medical expenses. Unfortunately, outdated federal rules make it extremely difficult for these individuals to save money without risking their benefits.
Under current SSI rules, individuals are generally limited to just $2,000 in countable resources, while married couples are limited to $3,000. These limits have not been increased since 1989, despite decades of inflation and rising living expenses.
This means that Americans who depend on SSI can face losing essential financial assistance simply because they are trying to save for emergencies, unexpected medical bills, housing, or their future.
This is unfair, outdated, and needs to change immediately.
What Would This Bill Change?
The bipartisan SSI Savings Penalty Elimination Act (S. 1234) would:
Increase the SSI resource limit for individuals from $2,000 to $10,000.
Increase the limit for married couples from $3,000 to $20,000.
Automatically adjust these limits for inflation in future years.
Allow SSI recipients to build financial security without being penalized simply for saving money.
Reduce financial barriers that discourage independence and long-term planning.
Why Congress Needs to Act Now
This legislation was introduced on April 1, 2025, and referred to the Senate Finance Committee.
People with disabilities and older Americans should not have to choose between maintaining their benefits and building financial security.
The cost of living continues to increase, yet SSI’s resource limits remain stuck in the past. Every additional month without reform means more Americans must live under unnecessarily restrictive financial rules.
We are calling on the United States Senate Finance Committee, Senate leadership, and the entire United States Congress to:
Prioritize S. 1234 and move it through the Senate Finance Committee without unnecessary delays.
Schedule a committee hearing and consideration of the legislation as soon as possible.
Bring the bill to the Senate floor for a vote.
Advance the companion legislation, H.R. 2540, through the House of Representatives.
Pass this bipartisan reform and send it to the President to be signed into law.
Sign This Petition to Demand Action!
Saving money should be encouraged, not punished. Americans with disabilities and older adults deserve the same opportunity as everyone else to prepare for emergencies, achieve financial stability, and plan for their futures.
This is not a Democratic issue or a Republican issue. It is an issue of fairness, financial security, and basic dignity.
By signing this petition, you are urging Congress to stop delaying this important reform and give the SSI Savings Penalty Elimination Act the attention it deserves.
Sign today, share this petition, and help send a clear message to Congress: Raise the SSI savings limits and pass S. 1234!
Read the legislation: https://www.congress.gov/bill/119th-congress/senate-bill/1234
The Decision Makers
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Petition created on October 21, 2026