we appreciate your support please share with your friends if this doesn’t effect you then please sign in support to help those it does affect your expression of wishes are not legally binding the Discretionary word stops your love ones you have named from seeing your paperwork in the event of your death this is so important help remove the Discretionary word 

i am my son’s mother I was the only named beneficiary on his expression of wishes form paperwork was withheld from me in my name for three years the insurance companies used this discretionary word as an excuse not to let me see paperwork I was named on let’s take this to parliament help us today by signing our petition these forms you sign are not legally binding