With this petition, I am calling for the Michigan Department of Insurance and Financial Services (DIFS), the Michigan Senate Insurance and Banking Committee, and the Michigan House of Representatives Insurance Committee to create mandates that require insurance carriers to cover negligent child sexual abuse, this will create much needed deterrence to reduce the risk of child sexual abuse within youth-serving organizations. In addition to this bold step, DIFS and the legislative insurance committees can and should require insurance carriers to conduct prerequisite annual child protection audits of youth-serving organizations with stiff penalties including coverage termination.

Insurance Carriers Hold a Key to Prevent Child Sex Abuse
https://verdict.justia.com/2019/04/25/insurance-carriers-hold-a-key-to-prevent-child-sex-abuse