SallieMae will not respect our service personal who got the service to pay off there student loanns but they took most of the money as pay forward to get most of the payments as interest over 6% that is all that is allowed by law. Service member also can not be fined late fees and turning these fees into capital interest. ( Fees become principal). There methods make it impossible to get your loans paid off even if you put your life on the line. The above form 2475 says all moneys from the Army must go to the principal only to pay off the loan only.