I haven’t given up I sent a further letter to our Prime minister Boris Johnson and I also contacted our MP and copied him in with my letter he then wrote a letter also to our Prime Minister in support so please keep signing

Your expression of wishes are not legally binding the insurance companies are not obliged to to share any information with the loved ones you have named in the event of your death Discretionary allows information to be with held from the loved ones you have named
This does not form part of your estate this does not form part of probate as long as you have named a love one

help us reach £5,000 thank you we really appreciate

I’ve been googling to find out more information to carry on my fight. writing a policy in trust means you have named a loved one ) this means funds will be paid out quicker as the funds do not go through probate through googling it states that a lump sum will be paid out to person or persons you have named
Life insurance usually avoids probate there are some exceptions if no beneficiaries are named or alive then the life insurance will go to probate life insurance is concluded in your tax but most don’t need to worry
Your wishes are not legally binding the trustees are not obliged to pay funds out to the loved ones you have named please support our petition and help us make a change Discretionary allows them to do this

Inheritance tax allowance before 2020 was for a single person £425,000 for a couple £850,000
2020 single person is £500,000 for couples £1 million