It is said that expression of wishes forms that are earthier related to your job or mortgage or private are complicated but what is complicated with trustees and insurance companies following your wishes in the event of your death nothing complicated about that Help remove Discretionary from the trustees by signing our petition STOP the trustees from having full power over your wishes in the event of your death 

your wishes are not legally binding this doesn’t form part of your estate I have Written to HM Treasury advices by our government our MP Surgery are trying to get an early day motion so this can be talked about in parliament  you have signed your expression of wishes over to the trustees who can then pay funds to who they wish take the power away from the trustees and gain your right back for your wishes to be carried out remove DISCRETIONARY We thank you for your support