we thank you so much for your support please help remove the Discretionary word so your loved ones you have named on your expression of wishes form are in titled to see paperwork they are named on in the event of your death the expression of wishes form you sign is not legally binding the company are under no obligation to share any information with your family members you have named. The trustees have full discretionary to do as they wish you do not have an option  but to sign Discretionary this words gives complete control to the trustees they can change you wishes after your death