ABNORMAL INCREASE IN MEDICLAIM POLICY PREMIUM BY INSURANCE COMPANIES
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Suddenly this year Mediclaim Policy Premium has increased almost 100 % then what was paid last year. This increase done by Finance Ministry / IRDA / General Insurance Companies.
Recently Mediclaim Policy Premium is increased almost 100% what it was last year ! specially affecting Senior Citizens and Middle aged People. People paying Mediclaim premium since many years in anticipation that when they are retired and become old, they will get support by this Mediclaim Policy for Hospitalization & Treatment. It is some sort of breach of trust action by IRDA.
This abnormal increase is not affordable to senior citizens & middle aged people. The taxes and dearness has gone high. Interest rates of Bank has gone down from 9% to 7.4%. Senior citizens thriving on income of Bank interest has now reduction in that income by 15%. Other side if you are paying Mediclaim Policy Premium Rs.30000/- it will be now almost Rs.60000/- Means every month Rs.5000/- to pay as Mediclaim Premium .
With the abnormal increase in premium many people find difficulty to pay such high premium. Indirectly it seems that IRDA & Insurance Companies wish for maximum drop out of persons not afford to pay high premium By this they want to escape from the liabilities to take care of citizens of India. Where this people will go for treatment ? To Civil Hospitals ? We know how patients are treated in Civil Hospitals .People have paid huge amount in the past several years as Mediclaim Policy Premium. Whether it all go to waste ?
THIS INCREASE OF PREMIUM SHOULD BE IMMEDIATELY WITHDRAWN OR CANCELLED FOR ALL AGE GROUP PEOPLE. On the contrary senior citizens should be given 20% concession in paying premium every year and for then no restrictions of No Claim Bonus NCB 50%. There is 40% concession in railway tickets, public transport & passport fees, some discount available.
I think this appeal will reach to Finance Minster Shri Arun Jettly and to concern persons and department. Request to take up this issue as priority and to widraw this abnormal increase of Mediclaim Policy Premium immediately.
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