TALF Term Asset-Backed Loan Facility Program:

The concept is to provide a family income floor to generate enough income to place all families above the poverty level through a Loan Program similar to the Federal Reserve TALF Program.  Instead of giving zero interest loans to corporations or hedge funds, they would be given instead to families to purchase long term bonds or similar investments to generate a floor of income to stabilize families.  This would be tax free and  earnings from working would provide more discretionary income for other savings and investments and purchases.

United States Department of Health and Human Services (HHS) figures for poverty in 2013[17] Persons in
Family Unit     48 Contiguous States
and D.C.            Alaska               Hawaii
1     $11,490     $14,350     $13,230
2     $15,510     $19,380     $17,850
3     $19,530     $24,410     $22,470
4     $23,550     $29,440     $27,090
5     $27,570     $34,470     $31,710
6     $31,590     $39,500     $36,330
7     $35,610     $44,530     $40,950
8     $39,630     $49,560     $45,570
Each additional
person adds     $4,020     $5,030     $4,620