So, I just stumbled across this article at nj.com. http://www.nj.com/education/2016/06/nj_cost_of_college_student_loans.html#incart_river_index What about lowering the interest rates of those of you who are struggling to keep your heads above water? What about relief for all of you. I would suggest that ALL OF YOU copy and past the article site and leave a comment regarding this loan sharking agency