We need better Veterinary Insurance for our pets beloved family members. They now have laws to help enforce ANIMAL CRUELTY which I love its great (needs to be more of a punishment) but what about poor or middle class pet owners that can't afford an emergency situation because they don't have hundreds or thousands of dollars up front to pay because they fell on hard times, just loss their job because "Life happens" in many caese are  force to surrender their beloved family member or worse put them down. If you can't afford health care for a family member, hospitals don't refuse treatment or kill patients they bill the patient. Unfortunately now,  our beloved pets get the same diseases humans get especially Cancer. Bandfield is only a "comprehensive pet plan" pay a monthly fee for free visits, a percentage off medicines, and yearly shots, teeth cleaning, and spay or neuter but the minute your dog have Cancer, Diabetes, needs X rays, blood work, tests, or have a serious health issue/ need emergency surgery, life or death act split decision to make under pressure they want to charge pet owers hundreds maybe thousands of dollars and/ or send your beloved pet to all these expensive specialist that handles this that and the third! Its alot of pet Insurance like that... Nevermind the fact you were monthly payments every month for years.. The other "pet insurance" aren't any better, you have to put the money up front to the vet before you can place a claim to get a percentage back, which may take months or theirs a stipulation in "fine" print about getting your money back after you filed the claim but what if you don't have the money up front?? Try Care Credit right! Care Credit goes by your credit so if you have had issues with your credit in the past, again life happens or you trying to get your credit together... Care Credit could careless about you pets medical issues if your credit is bad! Its not right our beloved family pets deserve care and same rights to care we get as humans. We all are created by God ( a higher power) or who ever you believe in. I will say some veterinarians do care ( like Incredible Dr Pol, Dr Jeff Rocky Mountain Vet, Dr Oakley Yukon Vet and Dr K Exotic Animal.) unfortunately we can't get to these great veterinarians I mentioned because they are too far for emergencies Michigan, Colorado, Alaska, and Florida then you have the vets here, in the DMV area  (DC MD VA )  thats all about the money not the care of your beloved pet. Its truly sad and upsetting, we need a "today 2019" Pet Insurance... pet owners should pay monthly and then a co pay for our beloved pets and IF theirs an emergency where a person can't pay for the vet at that time... Bill the pet owners Don't refuse them, or force them to make split second decisions under pressure that will affect them for the rest of their lives! I thank God our government is finally cracking down on Animal CRUELTY they just need to implement a more harsh misdemeanor and felony sentence!  Changes need to made to help pet owners that are truly taking care of our beloved family pet! They may not be human but they aren't property either! We are their voices they just want  love/ affection and give love/affection back for the restof their lives. They are innocent like babies and should Not be mistreated and if a dog is mean, aggressive, won't listen, scared, shy etc.... check with the owners because animals aren't born that way... thats something taught and learned by Any breed from Pitbull to German Shepherd to Chihuahua Remember that! Please lets stand together and implement better Vet Insurance for our beloved family pets we sre their voice, please before you are forced in a situation and have to surrender or put down your beloved family pet because you couldn't afford the care for them..