Dear Readers,

recently my last 2 years of etching towards a good credit score have finally got me to the Excellent Credit score bracket.  So now my score is higher than the average National and State level scores.

But lets be serious that's 2 years of pain staking compliance checking! Way more then the average Joe, can handle...

Now to the point:  You would think a Credit Score better than most peoples scores would open up more doors, well the answer is no.

The system still discriminates against ABN Small Business Operators and the Big Banks, are blocking small business users access to SME Loan Guarantee Schemes.  For examples sake see this link for CBA

https://www.commbank.com.au/latest/coronavirus/business-support.html

But be aware, they are blocking as many small business as they can, rather than accommodate them!