Another consequence to MNsure is that Governor Dayton and the Democrats formed a monopoly on subsidies. If you do not go through MNsure, you do not get a subsidy. http://www.startribune.com/opinion/editorials/239691201.html http://www.startribune.com/politics/statelocal/239188941.html?page=all&prepage=1&c=y#continue http://mankatotimes.com/2014/01/08/the-governments-assault-on-the-health-insurance-agent/