Coronavirus Epidemic

4,826 petitions

Update posted 18 hours ago

Petition to Donald J. Trump, Betsy DeVos, Joe Biden

Covid-19 Stimulus: Cancel Student Loans by Executive Order-

  Trillions could be injected into the economy with no tax money needed, and nothing added to the national debt.     The federal government needs to find new ways to stimulate the economy.  After having spent trillions to this end- including $500 billion in business loans that don't need to be repaid-  Wall Street has bounced back stronger than ever, but tens of millions of our citizens have lost their jobs, and many of those jobs will not be coming back.  This is hitting young people and other vulnerable populations particularly hard.  The President has very few stimulus options left, and all actions being discussed will require more tax money, or will increase the national debt... ...EXCEPT CANCELLING STUDENT LOANS BY EXECUTIVE ORDER. The President could immediately issue an executive order cancelling all federally owned student loans- about 85% of all student debt. Nothing would be added to the national debt, and no tax appropriation would be needed.  This is the least expensive, and most expedient way to inject trillions into the economy. CONGRESS CANNOT EFFICIENTLY CANCEL STUDENT LOANS. All congressional loan cancellation plans require raising tax money or cutting other programs to "pay for" them.  Also, the Department of Education has proven itself entirely incapable of, or unwilling to actually cancel loans. Only the President- by executive order- can actually cancel these loans cheaply and efficiently. Before the pandemic, this was a CATASTROPHICALLY FAILED lending system.  The default rate for 2004 borrowers is 40%, and these people were borrowing less than a third of what today's students are borrowing.  According to the recently resigned Chief Operating Officer of the lending program, 80% of all borrowers were never going be able to repay their loans...before the pandemic! Unlike all other loans in this country, student loans have been stripped of fundamental consumer protections like bankruptcy rights, statutes of limitations, and others.  Without these protections, student loans have been weaponized against the very citizens they were supposed to help.   The Result: Lives and livelihoods are being wrecked en masse.  Young people aren’t getting married, starting families, businesses or buying homes.  Older people are being forced to cash in their retirements. Families are being torn apart.  People are fleeing the country.  Some are even committing suicide.  This is not right.  This was never right.   Analysts have predicted that cancelling student loans will increase GDP by about $100 billion for the next ten years, but they do not take into account the borrowing capacity (and thus spending) that such a move would free up. This would be another $1 Trillion injected into the economy in the near and medium term.  Some experts even believe that debt cancellation is the only way to avoid a depression! THE PRESIDENT MUST RESET THIS FAILED LENDING SYSTEM. President Trump has decried the fact that the government was making so much profit on the loans.  The President should create a far more efficient higher education financing system that doesn’t wreck the citizens, hyper-inflate the price of college, and enable a national threat such as what the Department of Education and its financial partners have become.  Rest assured, the taxpayers will be fine.  The federal government has been profiting wildly on this lending system for ten years running. Many years of White House Budget data confirm that the Department of Education is- astonishingly- even making a profit on defaulted loans!  While no one can say with accuracy how much of the $1.5 Trillion in outstanding federal loans is interest vs. principal, it is clear that the former is significantly larger than the latter.  So on balance, the taxpayer could more-than break even when these loans are cancelled. Bureaucrats, lobbyists, and other defenders of the lending system in and around the Department of Education will surely oppose and protest such a move, but 40 million citizens who are being crushed under the weight of this unconstitutional and predatory debt will cheer, and the economy will flourish. This is an historic opportunity for the President to cure a recession, drain the swamp, create a better higher education financing system, and strongly endear himself to tens of millions of voters who would otherwise have, by and large, opposed him this coming November.    THIS IS YOUR PETITION.  HELP IT GROW.  1.   Get 3 people you know with student loans to sign.  2.  Boost it.  3.  Join us on Facebook.  4.   Post this link  in many places where it will be seen.  5.   Retweet this  to influencers who might help.  6.  Contact a news organization.  Tell them to report on this.   WE WILL WIN OUR FREEDOM FROM THIS DEBT WHEN YOU DO YOUR PART.   Godspeed! -Alan Collinge Alan Collinge is founder of StudentLoanJustice.Org and author of The Student Loan Scam (Beacon Press)    Join us on Facebook.   ###########  RECENT MEDIA  ########### Newsweek Heavy.Com Fox Business Good Morning Iowa Chicago Gazette WJTV News, Jackson, MS WSYX News, Columbus, OH: Wisconsin News: Santa Clarita Valley Signal: The Good Men Project: Minneapolis Progressive Radio: Status Coup with Jordan Chariton: Minneapolis Progressive Radio: Fox News: Wall Street Journal Washington Examiner CNBC Vice News:  

student loan
734,695 supporters
Update posted 1 day ago

Petition to Andrew M. Cuomo

Patrick Stephens deserves clemency!

Clemency means forgiveness or leniency in judgment; to show mercy.  A commutation of sentence (a form of executive clemency) reduces an incarcerated person’s current sentence.  Please support clemency for Patrick Stephens.  Patrick is in his 23rd year of a 25 year to life sentence for murder, committed in 1995 when he was only 22 years old.  Although a first time violent offender, he was sentenced the maximum time possible for second-degree murder; the minimum being 15 years.  Patrick's quest for personal growth and demonstrated commitment to helping others unquestionably meets the criteria the State has used to define those worthy of clemency - he “has made exceptional strides in self-development and improvement; has made responsible use of available rehabilitative programs; has addressed identified treatment needs and the commutation is in the interest of justice, consistent with public safety and the rehabilitation of the applicant” See Apply for Clemency, Commutations, available at (last visited April 4, 2020).  With the strong support of his family, he has a reentry plan in place that will set him up for success upon his release.   Patrick is now 47 years old.  He has made remarkable strides while in prison, including earning his Associate’s Degree and Bachelor's Degree from Bard College. And as of September 2020, he earned his Master’s Degree from New York Theological Seminary.  He has received certificates and licenses in approximately 20 programs, learned (and is now fluent in) Spanish, and is a member of the Bard Debate Union.  In addition to his educational growth, Patrick has dedicated his time to helping other prisoners, including those with HIV and AIDS. Patrick has participated in several programs that helped reframe his way of thinking about conflict resolution and communicating with others.  Beyond this, he has facilitated and developed programs and workshops on behalf of other incarcerated men, displaying a pattern of community commitment.   Most importantly, Patrick has learned what he did not know when he was just 22—that violence and taking a life is never the answer to resolve conflict. He takes full responsibility for his actions and is sorry for the life lost and the pain he caused to his victim’s family. A common theme in the numerous letters of support written on Patrick's behalf is one of growth, change, and maturity. The letters speak of his change in thinking, calm and thoughtful demeanor, and encouragement and mentorship of others—a far cry from the rebellious, impulsive 22 year-old who committed the offense. The fact that so many people felt compelled to write letters is a testament to his character. Patrick has clearly demonstrated he is remorseful and willing to live up to his potential to be a valued member of society.  With his educational achievements during his incarceration, there is minimal risk of repeated offense and recidivism.  His family and contacts in the academic community will provide an extensive support network, further reducing the risk.  Further incarceration no longer serves any purpose for the People of New York.  Therefore, in the interest of justice and reform, Patrick Stephens should be granted clemency. For additional information about Patrick's experience and achievements, please visit  Thank you for your support!

Alana S.
4,411 supporters
Update posted 3 days ago

Petition to Donald J. Trump, President of the United States, United States Supreme Court, Department of Education, U.S. Senate, Mitch McConnell

Sign Executive Order to PERMANENTLY Abolish All Interest Rates on Student Loans

Student loan debt is a growing problem in our country, and it is only getting worse over time. There are various ways that we can combat this issue, however, there is one major aspect of student loans that never gets addressed... the concept of interest rates on these loans. People simply don't talk about it. Graduates (old and new) don't want a handout. We don't want "free this, free that". We work hard for everything we acquire in life. But it just isn't good enough, as 44.7 million Americans are stuck in a rat race and getting trapped in the never-ending cycle of paying on accruing interest.  I am proposing two simple, yet revolutionary ideas that could greatly combat this growing problem without impacting U.S. taxpayers.  1.) Cancel all interest balances and abolish interest rates on all federally backed student loans. Then, negotiate with all private financial institutions to drastically lower interest rates on student loans not backed federally (1% or lower). OR... 2.) Allocate all student loan payments towards the 'principal balance'. There is no reason why Americans should be paying towards the 'outstanding interest balance' first, rather than impacting the principal balance and causing the overall interest to decrease. It is an extortion racket that is draining more money out of hard working Americans. It is not ethically sound.  Sign this petition and get the attention of the Executive branch. Urge POTUS to sign an executive order implementing one of these two ideas. IT IS TIME TO CREATE STUDENT LOAN REFORMATION THE RIGHT WAY!

Sam H.
19,741 supporters