Petition to Consumer Product Safety Commission, Anna Eshoo, Jackie Speier, Dianne Feinstein
Make play yard mattresses breathable to stop accidental infant suffocation.
It was nap time at our 7-month-old daughter Abigail's daycare. Her caretakers put her down on a play yard mattress pad to sleep, as they had many times before. But this time, Abigail slept stomach-down. An hour later, Abigail was unresponsive and unconscious. She had suffocated with her face against the mattress pad. Doctors tried to save her, but it was too late. That was six years ago, and her loss still haunts us. It turns out there are no laws requiring mattress pads for babies to be breathable. We couldn’t believe this when we found out. We, and her daycare providers, had assumed her sleeping surface must be safe because it was manufactured especially for babies. We took it to court, as we could not stand the idea of another child meeting Abby's fate. As part of our case, we engaged top experts to conduct tests on 30 popular play yard mattresses: results proved that the one Abigail slept on that day had more in common with a plastic bag than a safe sleeping surface, and many other brands are as bad when it comes to breathability. This is unthinkable, and we must demand better regulation of infant products. Please, in Abby’s memory and for all infants who could fall into harm’s way, sign this petition calling on the Consumer Product Safety Commission (CPSC) to require all mattress pads for babies to be breathable. In our tests, some play yard mattresses proved very breathable. But there are no standards or labeling for this, so parents and daycare providers have no way to know which products provide a safe place to sleep, and which ones are no more breathable than a deadly plastic bag. We hope that our story, and the fact that the jury in our court case made history when it chose to hold the mattress pad’s manufacturer accountable for Abby's passing, will result in better regulations when it comes to mattress pad breathability. It would be a fitting and important tribute to our beautiful Abby, and a crucial safety measure for all babies to come. Now that we know the truth, we cannot allow our babies’ lives to be put at risk any longer. Please join us in asking the CPSC to make surface breathability a mandatory requirement in mattress pads for babies.
Petition to Facebook
Tell Facebook to fix their policy of who controls your Facebook when you die
My name is Rosemary Heath. On May 10, 2016, my husband George was killed in the Taunton, MA mall rampage. He was eating at a mall restaurant and was stabbed to death trying to protect a pregnant waitress. In my time of mourning, I often turned to his Facebook page to remember the funny, loving man that he was. I wasn’t the only one, and I knew I would want to use his page to continue to celebrate his life. But because George and I were not familiar with Facebook’s legacy option before he died, I am now grieving for my husband and fighting Facebook to grant me access to his account. Facebook’s legacy option allows users to name a person who has access to your Facebook page after you pass. But what happens if nobody is named? The account becomes locked, even for the spouse/partner. This is what happened to me. I had every intention to keep his memory alive through his Facebook page, sharing memories and pictures with his friends and family. Facebook will not allow me access to my own husband’s page. This is wrong. He was my husband and I'm legally his next of kin. Unless there is a change, what happened to me could happen to you. Shouldn’t the person you committed to for life have control over your page if you were to die? In cases where a legacy person isn’t named and a spouse/partner is listed in the profile, Facebook should allow for them to be the default legacy person and notify them if someone is attempting to memorialize the account. This change in policy would provide me access to my husband’s account and prevent situations like this from arising in the future. Don't let what happened to me happen to you! Let Facebook know they need to default to the listed spouse/partner when a user fails to name a legacy for their account.
Petition to Sushma Swaraj, Sushma Swaraj, Indian Prime Minister Mr. Narendra Modi, Shri Rajnath Singh
NRIs with OCI cards face unnecessary hardship. Government of India must act now.
An outrageous anti-NRI policy by the Indian government has been in place since 2006 but has recently been posted as a "Travel Advisory" on the Indian consulate websites. Under this policy Overseas Citizens of India (OCI) card/visa, which has a LIFETIME VALIDITY endorsed by the same government, now requires reissuing EVERY TIME when the OCI visa/card holder's US passport is renewed before 21 years of age and once after 49 years of age! This means the OCI card holders are required to go through the entire process of applying for OCI card/visa ALL OVER AGAIN , every time when their foreign passport is renewed: https://www.indianembassy.org/pages.php?id=20 http://mha1.nic.in/pdfs/GuidelinesOCI.pdf https://www.in.ckgs.us/oci/oci-categories.shtml Applying for an OCI card/visa renewal/reissue has been made an extremely cumbersome, tedious and lengthy process, requiring tons of paperwork every time, again and again, as if applying for the first time, and then having to wait for two long months just to get OCI card reissued: Outrageously enough, the same policy does not apply for a 10 year tourist visa, EVEN when US passport is renewed! The OCI reissue requirement, discriminating against OCI visa/card holders is in direct contradiction to Prime Minister Mr. Modi's claim to make immigration to India NRI-friendly. This policy is not NRI-friendly at all, but on the contrary it is very anti-NRI. I am appealing all NRIs to sign this petition, and also share it with everyone in every possible way to make it a strong case. If we do not get this absurd policy retracted or changed (by making the reissue process a very simple one (requiring only the current OCI card, copies of new foriegn passport and old foreign passport, photographs, application and the fee) NRIs will continue to face a big hardship upon having their foreign passports renewed.
Petition to Hon. Richard L. Sealy, M.P., Hon. Christopher P. Sinckler, M.P., Dr. Kerry Hall, CEO
Allow Ordinary Barbadians To Play A Role In Our Tourism Product
Tourism Is Our Business; Let's Play Our Part has long been Barbados' most famous tourism slogan and Airbnb in Barbados not only allows tourists to experience the culture of Barbados through Barbadians themselves but it allows ordinary Barbadians to play a bigger role in our tourism economy. Airbnb hosts in Barbados also impact Barbados' economy positively by: 1. Allowing ordinary Barbadians with extra space to safely play a part in our tourism economy and earn foreign exchange for our country at a time when foreign exchange is at a 14 year low. 2. Supporting local small businesses that otherwise do not get foreign exchange. 3. Helping showcase Bajan hospitality at its best. 80% of Barbadian listings are listed by Super Hosts. Airbnb has 3 million listings on their platform and only 7-8% of hosts are Super Hosts. It is no surprise to Barbadians that they have a relatively higher number of quality hosts relative to the rest of the world. 4. Increasing airlift to the island due to an increase in the room stock. 5. Barbadian hosts help Airbnb diversify both the demographic profile of tourists coming to Barbados. Hosts are younger due to the site attracting younger visitors aka Millennials which make up over 50% of the world's population. 6. Barbadian hosts on Airbnb also help diversify the traditional source markets for tourism making us less susceptible to external geopolitical shocks such as a Brexit which can have a major impact on our tourism industry. 7. Allowing guests to have a better experience on Airbnb than traditional tourism products. The overall ratings of Airbnbs in Barbados are higher than ratings on Trip Advisor. 8. Increasing the sustainability of Barbados' tourism infrastructure and product. Airbnb guests around the world use both less water and less electricity than when they stay in traditional tourism products. This is due to the fact that guests are rated as well hosts (two-sided rating system) so they are on their best behaviour. 9. Airbnb's result in an increase in tourism spending outside of the accommodation sector. The money that guests save on accommodation allow them to spend it on other local activities when they are on the island. 10. Allowing ordinary Barbadians who may not have extra space to be 'Experience Hosts' who are limited only by their creativity in earning foreign exchange for their island with its new product, Trips. The Government of Barbados is currently drafting legislation affecting Airbnb's on the island and it is our chance to work with this global leader in hospitality to help ordinary Barbadians earn foreign exchange for their country and to play a bigger role in our tourism product. Proposal Part of our proposal to the Government is to create a positive feedback loop into Barbados' Tourism Product by allowing Airbnb communities around Barbados to direct 50% of their tax dollars on tourism projects in their neighborhood. For example, Airbnb's in Atlantic Shores might vote for their tax dollars to restore the Atlantic Shores Lighthouse or Airbnb's in Graeme Hall might vote to maintain and improve the Graeme Hall Nature Sanctuary. This is possible due to the way Airbnb collects taxes for the Government. Airbnb collects it at the point of transaction (when the guest books) and can then remit it to multiple accounts that the Government approves. We are asking the Government to collect 50% for their use and 50% for the community's use back into the community's tourism product. If you think this is a good idea, please sign and leave a comment telling us either about your Airbnb experience in Barbados or what you think of our proposal - we'd love to hear from both our past guests and our fellow Bajans :-)
Petition to Lamar Alexander, Susan Collins, Lindsey Graham, Rob Portman, Paul Ryan, Donald Trump, Mitch McConnell, Elizabeth Warren, Bernie Sanders, Ted Cruz
Fair Health Insurance For All!
All Americans deserve equal and fair access to affordable health insurance. Today, the Affordable Care Act (ACA) has enabled more Americans access to insurance than ever before. In fact, the number of uninsured Americans has dropped more than 6 percent since 2013. Yet, the House, the Senate and President Trump want to completely replace the ACA or get rid of it (repeal it). What could that mean for you? If you: Have A Pre-Existing Condition: You may not qualify for insurance or would have to pay a much higher premium. Earn A Lower Income: You may lose Medicaid coverage. Have A Lapse In Coverage: You may be penalized for the gap in coverage (longer than 2 months). Have Insurance Through Your Employer: Penalties for employer provided coverage may be dropped. They will no longer have to provide insurance. Your out of pocket costs will increase. Are A Senior: You may pay a higher price for insurance. Receive Medicaid or other Subsidies: Funding may be reduced significantly forcing you to pay for those services instead. Completely replacing the ACA is not necessary. We need to keep the good parts and address what needs fixing. When your car has a check engine light on, do you take it the junkyard or do you take it to a repair shop? It's the same thing here: Take the ACA to the repair shop and not the junkyard. Any solution should simplify and seek to reduce costs while maintaining and increasing benefits. Addressing Health Care Costs: Health insurance costs are still a challenge for many Americans and help is still needed there. Healthcare expenditures were projected to reach $3.2 trillion in 2015 - or about $10,000 per person (Centers for Medicare & Medicaid Services, 2015). So instead of looking to cut benefits, we must find other ways to cut expenses such as introducing "legitimate pricing" (full cost disclosure), which would result in an annual savings of 33% or $1 trillion. And that would be a win for everyone. There are many more in "A Health Insurance Roadmap" including terminating employer health insurance ($250 billion savings) and reducing fraud (ranging from $68 billion to $320 billion). Please sign my petition to ask the Senate for Fair Health Insurance For All! A Health Insurance Roadmap must be followed to provide a baseline of easy to understand and cohesive health insurance for all Americans. Then the next step is simplifying and standardizing all of the different types of health insurance out there. Details can all be found in A Health Insurance Roadmap. The Senate needs to address these issues: Expansion of Medicare to Everyone: At some point all Americans go on Medicare either through age or disability. Currently 15% of Americans are on Medicare. The concept is simple: Medicare Part A is free and in place for most Americans (this includes hospital and facility care). Under the Emergency Medical Treatment and Labor Act of 1995, all hospitals are required to treat individuals in need of emergency care. Medicare Part B, Preventative Services could be adjusted to match the ACA's Essential Benefits. Part D covers prescription drugs. Part C, Medicare Advantage allows private insurers to offer Medicare Parts A, B & D and is currently at 37% of new enrollees in Medicare and growing. Insurance companies also offer Medicare Supplement Plans. Medicare is not going to go bankrupt. This is a common fallacy. The 2016 report of Medicare’s trustees finds that Medicare’s Hospital Insurance (HI) trust fund will remain solvent — that is, able to pay 100 percent of the costs of the hospital insurance coverage that Medicare provides — through 2028. Even in 2028, when the HI trust fund is projected for exhaustion, incoming payroll taxes and other revenue will still be sufficient to pay 87 percent of Medicare hospital insurance costs. The share of costs covered by dedicated revenues will decline slowly to 79 percent in 2040 and then rise gradually to 86 percent in 2090. The Medicare hospital insurance program will not run out of all financial resources and cease to operate after 2028, as the “bankruptcy” term may suggest. Medicare Part B & Part D cannot go bankrupt due the way they are funded through premiums and the Supplementary Medical Insurance Trust. Medicaid Expansion Must Be Continued: Medicaid is the largest insurer with more than 70 million beneficiaries. And more states are considering expansion (currently 31 states have already expanded Medicaid). A study published in JAMA Internal Medicine in 2016, that looked at survey data for three states and found Medicaid expansion “was associated with significantly increased access to primary care,” as well as “fewer skipped medications due to cost,” among other factors. Pre-Existing Conditions: It is important that no one is left behind because of bad luck. It is estimated that over 27% of Americans have pre-existing conditions and that 60% have a chronic medical condition. Why should those with chronic illnesses that occur through no fault of their own be penalized? My son was diagnosed with Type 1 Diabetes last year at the age of 11. Type 1 Diabetes is an autoimmune virus, which happens randomly and for which there is no known clear cause. Type 1 Diabetes results in the Pancreas ceasing to work and create insulin. It is organ failure. Type 1 Diabetes is a 24/7 chronic illness that requires constant maintenance and expensive supplies. Even with the ACA, life is hard for many people with type 1 Diabetes as insurance companies make it difficult to get devices and supplies that allow them live. Under the AHCA, anyone with Type 1 Diabetes or other chronic illness or cancer history or heart issues would most likely not ever be able to get health insurance except possibly through an employer. Please sign your name if you agree that, now more than ever, we must move the senate to introduce a "Fair Health Insurance For All". The Bottom Line: What we are talking about here is beyond a luxury; it is necessity and a quality of life issue. This is neither a game nor a question of political party, this a matter of life and death for real people who are in our lives. As a community, our collective voices can make a difference. Sign the petition to Senator Lamar Alexander (and other key senators) then share it. Thank you for taking the time to sign this petition to make sure that all Americans including you have Fair Health Care Insurance. We all deserve affordable health care. Check out A Health Insurance Roadmap for the full plan.
Petition to Universal Records Philippines, Inc., PolyEast Records Corporation
Allow Universal Records and PolyEast Records to be playable on Spotify Philippines
When Spotify launches in the Philippines last April 2014, the way we consume music gradually changes. Because of music streaming, piracy is expected to decrease from time to time. At the time Spotify is now available in the Philippines, all OPM contents were playable especially from Universal Records Philippines (URP) and PolyEast Records. Few days later, all tracks from them are gone. Those are still available on Spotify database but it is unplayable in the Philippines. Which means if you use a US-based, Singapore-based or Malaysia-based Spotify account, those tracks from two local record labels are playable in the specified country. Other local record labels like Star Music, GMA Records, Viva Records and others are still on Spotify until now including their new releases. Blocking contents from URP and PolyEast on Spotify in the Philippines forces and pushes consumers to go back to piracy. Now all, most or some of our favorite OPM tracks from Parokya ni Edgar, Kamikazee, Sponge Cola, Sam Concepcion, Callalily, Karylle, Kyla, TJ Monterde and others are unplayable in the Philippines. Although there are some contents from URP and PolyEast are playable such as Bamboo's Bless This Mess, Gary Valenciano's Gold and Rico Blanco's Dating Gawi but this is not enough for consumers to be happy with them. Some artists encourage us to use Spinnr, Deezer and Apple Music to stream URP and PolyEast contents but this is not enough for us to use the alternative one. Some users still prefer Spotify because of the user-friendly features and its curated playlist for every mood. All streaming sites pass to the licensing agreement first before making it available to users for listening. Some of them are refused to make it available in some countries, yet some consumers are working for it for fellow consumers to make it available in some countries as well. Removing the restriction from blocking contents from streaming on Spotify in the Philippines will not work solely by me. Complaining to URP and PolyEast about Spotify content availability by myself will not work. They will snub it. In short, "seen-zoned". We need your cooperation. By simply sharing this petition to fellow OPM fans especially who uses Spotify, they will listen to us. Tag their social media accounts especially from artists who has been signed on that respective labels until this petition will be spread like a virus. If URP and PolyEast listen to us but still refuses this request, they must release their respective official statement why they don't allow their artists to stream their contents to Philippine users and only to other countries where Spotify is available. Whether they will allow it for not, I would like to thanks all of you for your cooperation and understanding about this petition. If you have any questions and concerns about this petition, please send me an email to dxedsuckit(at)gmail(dot)com. Your comments and feedbacks are highly appreciated on that, whether you are for or against this petition.
Petition to Jerry Brown, Kamala Harris, DIane Feinstein
Prohibit Credit Reporting Agencies From Charging Fees To Secure Accounts
Currently, credit reporting agencies (Transunion, Equifax, Experian, Etc.) are allowed to charge California residents $10 to "freeze" access to their credit report. They are allowed to charge $10 to remove that freeze, as well. There are similar fees allowed in many other states. That is ridiculous. No one should have to pay these agencies to safeguard their credit and identity, especially because: 1) The agencies have proven that they are incapable of safeguarding the data they collect. (Equifax leaked information about 143 million people in the summer of 2017.) 2) No one can choose to opt out of having their information collected and stored by these companies. Freezing access to your credit report is an excellent way to safeguard against identity theft. That option should be freely available to every American who is forced to have their data collected by a credit reporting agency.
Petition to Elizabeth Warren, National Association of Insurance Commissioners
Enact the Insurance Bill of Rights
Insurance in one form or another is a part of everyone's life. This petition will help establish clear guidelines for the insurance community on communication, customer service and paying claims. If you feel that: A code of conduct is needed for the Insurance Industry like the Hippocratic Oath for Physicians; Insurance is complicated and insurance products should be easier to understand; Insurance Companies should provide a higher level of customer service with the goal of providing solutions; That Insurance Agents & Brokers & Online Services should act on behalf of the Consumer and provide insurance products that fit a plan; Then sign this petition to support the Insurance Bill of Rights which would help to ensure that consumers have a better understanding of their insurance coverage and that agents and insurance companies have a set of clear guidelines in presenting and managing insurance policies. Insurance premiums can oftentimes be the average American household's largest monthly expense even exceeding housing costs when you consider all insurance premiums: Auto, Home, Health, Life, Disability, Long Term Care and other coverages. According to the Bureau of Labor Statistics Consumer Expenditure Survey, 2014, insurance premiums are fifth behind housing, transport, food & beverage and pensions. It's a lot of money spent for increasingly more complicated financial vehicles. Insurance at it's core is a simple concept, yet it's undergone an evolution where it's no longer always a simple to understand product. With this complexity has come a greater amount of consumers having the wrong type of coverage, paying premiums for coverage they don't need and not having coverage that they do need. This can also make it easier for consumers to be taken advantage of. In my 30 years in the industry, I have seen many times instances where people suffer from not having the right coverage when a claim is made, to having coverage that they don't need and to being sold coverage that is harmful. Your support of The Insurance Bill of Rights will help Consumers to maximize their insurance coverage, minimize their premiums and to understand what they own. It would also help the Insurance Companies and Agents by having educated customers. Thank you for your consideration. The Insurance Bill of Rights: The Right to Have the Agent Act in Your Best Interest The Right to Receive Customized Coverage Appropriate to Your Needs The Right To Free Choice The Right to Receive an Answer to Any Question The Right to Pay a Fair Premium The Right to Be Informed The Right to be Treated Fairly and Respectfully The Right to Full Disclosure and Updates The Right to Quality Service and Fair Handling of Claims The Right to Change or Cancel Your Coverage and Be Notified of Any Change View an expanded version and learn more at www.insuranceliteracy.org. Prepared by Tony Steuer, CLU, LA Insurance Literacy Advocate, Founder of The Insurance Literacy Institute, Creator of The Insurance Bill of Rights and Author of The Questions and Answers on Insurance Book Series. All rights reserved