• Petitioned Student Loan Lenders, Dept. of Education, Congress, POTUS

This petition was delivered to:

Student Loan Lenders, Dept. of Education, Congress, POTUS

Protect the Elderly & Disabled from Student Loan Garnishments

    1. Petition by

      Y. Summers

Too many elderly and disabled within our great nation are having their only lifeline to survival taken away from them by student loan lenders. Student loan lenders such as Sallie Mae (SLM), Nelnet (NNI), College Loan Corp. as well as Direct Student Loans, Citibank, and others by law can and will come after social security and disability payments for the elderly and disabled.

We need Congress and the Department of Education to ACT on behalf of our weakest and most vulnerable citizens. The Student Loan Lenders and their lobbyists have successfully had the bankruptcy laws changed in their favor to prohibit people from ever finding relief from student loan debt no matter what life altering or financially destroying tragedy they have endured.

Millions of people are enslaved to the student loan industry until they die. Student loans can not be removed through bankruptcy and no safety net applies to them.

Tell Congress Seniors and the disabled should NOT have to choose between buying food and paying off student loans. This is morally wrong.

Recent signatures


    1. Reached 10 signatures


    Reasons for signing

    • Private Citizen WARRENTON, VA
      • almost 2 years ago

      Shortly after graduating college, I lost my job, had some huge medical setbacks (physically and financially) and am now severely limited on what I can / cannot do.

      The thought of repaying the student loans (in excess of $35,000 and growing daily -- interest fees, etc.) seems impossible (at best).

      The "small print" on deferring loans based on a disability does not seem realistic in terms of finding gainful employment and earnings. In part, the clause implies that any earnings that are above poverty level (for a family of 2 regardless of the real size of your family) and within a three-year time frame from the ruling by someone working for the lender would seem to indicate that you are able to be gainfully employed and can suddenly pay back all these loans.

      Even on a squallor disability income (if this is granted), the poverty level requirement has already been exceeded, yet other daily living factors cannot be met if you were to pay the loans first. It seems that the lender does not factor the costs of living in to their repayment clause. What happened to housing, food, utilties -- the basics? If all of that has to come out of a disability check plus the costs (with accrued fees, interest, etc.) of the student loans -- it all just seems impossible.

      I always thought that graduating from a university with honors would be a great thing -- now that I have no way to find gainful employment in this economy given my current medical restrictions ... it would seem that the degree has now become THE most expensive piece of paper collecting dust that I ever have had to worry about!

    • Elizabeth Hemmerly BELLINGHAM, WA
      • almost 2 years ago

      My son has aspergers syndrome a form of Autism.

    • Cyndie Aquilina LAKE CHARLES, LA
      • almost 2 years ago

      I have been payimgmy student loans for over 30 years and it will take me at least another 20


    Develop your own tools to win.

    Use the Change.org API to develop your own organizing tools. Find out how to get started.