My son has enough heartbreak over his father becoming ill. He should not have to be put through this to rub it in that his father is un-locatable. His dad may not be dead but he might as well be, since he is incapable of being located.
His father's last known whereabouts were when he was released from a CT hospital — and then he didn't know who or where he was. The last we heard was that he is living in his car somewhere, homeless, ill, untreated, refusing any medication. He barely knew his own name, much less was able to sign it. He now could be anywhere, wandering the streets in Los Angeles; he could be comatose, or eating out of dumpsters, or drifting anywhere.
A named co-owner (hey, it says "OR" in the payee line!) should be able to cash in his own savings bond, one that was purchased for him as a gift.
Instead of being told, as the Customer Service Rep for the US Treasury said to him, that we should just "wait until the father dies, and it goes to probate court, to get your money."
My son is 16, and he is not trying to mooch off his dad for money, as the US Treasury thinks. His dad's own wishes last he was lucid were that this money would go to him, now. He wrote this in a note to his son before he got sick. Last year, he wrote this while he was still rational and suspected that something was going on...then he started to descend into this terrible illness that has robbed him of all his prior mental faculties, causing him to abandon his life. Back then he was clearer, and he instructed his son to go get the bonds to use the money for his schooling.
Tell the US Treasury to stop withholding payment to a listed bond owner if a missing co-owner cannot sign.