Limit high healthcare deductibles so people can actually use their healthcare benefits.
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We need to decrease and set limits on high-deductible insurance plans so that people can actually access medical and mental health care. All too often, people are paying their premiums, deductibles, copays and coinsurance leaving the insurance company paying little or nothing at all for services and recouping exorbitant profits. Upshot: High deductibles inhibit people from getting the healthcare they need and for which they have paid a very significant portion of their income. This would significantly help the middle class, the majority of Americans, who gladly support the indigent but cannot access or afford services themselves.
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