Introduce 100% Mortgages to families who have been paying rent for over 5 years

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My husband and I both work full time and have a 5 year old son. We have been privately renting for over 8 years without ever missing a payment. I strongly believe the government & mortgage lenders should look at mortgage applications on a more individual basis and help good tenants get a break!

If we went for a mortgage application today we would be offered over £190,000 to buy a home for our family. However, due to renting and trying to live a life, which is by no means lavish, we just don't have a large deposit to put down. We also don't have any family members who can assist us and we would not want that anyway. Between us we earn over £55,000 a year in salaries and feel that we should be in a position to buy our first family home.



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