Universal credit make progressing so much harder for the those of us that want to better our lives. 
student loans are considered income, when they are not at all, they are a LOAN, one that has to be paid back. 
they shouldn’t be allowed to consider this income. How many single parents that rely on universal credit, or low income families are forced to stay in poverty because they are penalised for trying to better their situation by obtaining a degree!? 
It should not be allowed!! The Government needs to intervene here.