PZU- Powszechny Zakład Ubezpieczeń Spółka Akcyjna is a Polish insurance company that is being used to insure mainly Polish drivers in the UK. When their drivers are at fault, they are not taking responsibility including when their drivers are driving carelessly, recklessly and putting the general public at risk. Therefore, if they are not able to be accountable for their drivers, they should be banned as an insurance company being used in the UK.