Consumers should not be just another number. In this hard economic time this appears to be all that we are a number that takes 30-90 days to get fixed by agnecies we have no control over or even have an easy way to make a connection with. How is it that witch technology growing all three credit reporting agencies can't seem to get on board start using a system in which they can update consumers faster, more accurate, and less of a hassle?
We need to take charge and take action. Another issue that is part of this petition is also the demand that if a business requires to pull a credit score, and this can damage the score, then they should be enforced to report to all three agencies with up to date payment information as this is our right underneath the Fair Credit Reporting Act.
It's time to stop the abuse and demand the right to be reported fairly and accurately if we are forced to be a number in our society then we need to be given the opportunity to be the right number.
Make an easier system that allows faster and quicker updates
For years Experian, Equifax, and Transunion have been taking advantage of many Americans. Their lack in structure, ability to update quicker, and by using a system which takes too long to determine whether somthing is accurate or not is hurting the American people.
30 Day updates are hindering those who have been victims of identity theft or those who have paid bad debit off by forcing them to fight for what is rightfully theirs. These agnecies dont have customer service representatives who are easy to get a hold of and this creates a consumer problem which has been hurting our economy.
If these agencies are able to determine whether people can buy a house or a car then they should be subjected to customer service options as well as provide consumers with accurate reporting that can be updated daily.
Americans are forced to rely on credit however if they have to fight yearly with the agenies to get accurate credit reporting then we should have the right to be reported daily and any agency which requests to pull a credit score for services ( in example the cable company, electric, or gas company)These examples can sure damange a consumers credit score, however they are not going to report to the agencies?
Enough is enough! I am starting this petition to demand that the 3 major reporting agencies create a system in which consumers are reported daily and agencies who request to pull credit for services must to enforced to report consumers with payment history.
Having a system that reports daily allows consumers to be further more protected by stopping the effects of identity theft and allows changes and adjustments to no longer take 30-90 days to get correct as a system like this would allow the consumer to get their credit corrected and updated within 24 hours.
This is consumer abuse and for each American who signs this petition we are demanding to end the abuse by making the necesary changes to end our suffering of not being reported accurately and fairly, which according to Fair Credit Reporting Act we are entitled too.