You have undoubtedly heard by now that the State Hawaii's misguided policy regarding catchment water is preventing Veterans from accessing their earned entitlement, namely a VA home loan. According to the 2000 census, there are 16,298 Veterans on the Big Island. Of which, the VA estimates, 4500 are directly impacted by the catchment issue.
In 2011, the State Of Hawaii Department of Health (DOH) put up a web posting that said, catchment is not potable water seewww.hawaii.gov/health/enviromental/water/sdwb/raincatch/taincatch.html The VA viewed this posting as new state policy. For clarity's sake, the action by State DOH is Not a Law, and Not a rule. It is merely a policy promulgated by a mid-level bureaucrat that has the effect of denying Veterans home loans or the re-fi opportunity at historically low rates.
According to a UH report done by Mrs. Patricia Macomber, properly maintained catchment systems provide safe, clean, drinking water. Just ask the 60,000 residents on the big island who live off catchment or the county of Hawaii they permits such systems.
Since the State DOH website posting, the VA has not entertained home loans (or refi's) for Veterans who use water catchment. In fact, this local or regional restriction is noted on the VA website www.benefits.va.gov/homeloans/cav_approved_local_conditions.asp
The VA rules for Loans are straight forward:
- Domestic hot water
- A continuing supply of safe and potable water for drinking and other household uses, and
- Sanitary facilities and a safe method of sewage disposal.
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