Deborah Bowers lost her beloved husband of 35 years, Steve Bowers, on Feb. 12,2012 to Esopahgeal Cancer. Deborah took care of Steve for throughout his 6 1/2 struggle. Steve had no life insurance, having lost his benefits from the California Machinist Union in 2003. Many times Steve would get teary with worry about Deborah losing his income after he went to be with Jesus. She would always assure him , " I will be okay ". In 2011 they decided to put their home on the market, knowing that Steve was losing his battle with cancer. Steve passed away before the house could be sold, leaving Deborah with a mortgage she could not pay on her $1,100 income, since she lost his social security immediately upon his death. Deborah had a stroke and requires a monthly injection in the eye. This disability has limited her vision at times, and makes her diabetes and high blood pressure worse. On April 1, 2012 Deborah was awarded Steve's social security benefits. Wonderful news that will allow her to make future payments on the house. This income starts in October 2012, because the social security requried 5 month waiting period. Deborah called Sound Community Bank right away after receiving this great news to inform them that she will be able to make regular payments in October. Deborah asked for some kind of restructure of her loan to cover the 7 payments she could not make on time. The very next day she came home to a Notice of Default NAILED to her house and three certified letters in the mailbox. She called the bank asking them to explain why she was not told about the forclosure. Reminding them that she would be able to make on time payments again starting in October, she was told that " YOUR HOUSE WILL BE SOLD BEFORE OCTOBER IN THE COURT HOUSE". This was Steve's worse nightmare. These are the figures: Steve and Deborah purchased their home in 2005 for $354,900, They owe $220,000 on the house. It was listed for sale in late 2011 for $375,000, To sell it quickly, Deborah dropped the asking price to $329,000 in June. She needs $12,537.89 to avoid the foreclosure. Her friends are trying to help her raise this money. She will need an additional $1825.00 for the August and September payments. In October, she'll be back on her feet and financially secure. It is a shame that she may lose her home for such a small amount. She need what money is left in the house to rent another house and continue with her life. She needs to grieve and just "be" without all this stress. Her heart aches everyday missing Steve and having to deal with the everyday turmoil. WHAT SOUND COMMUNITY BANK IS DOING SHOULD BE A CRIME. PLEASE CALL OR WRITE THE BANK AT 541 North 5th Avenue Sequim, WA 98382 and
(360) 683-2818. PLEASE WRITE YOUR CONGRESSMAN. If you can help Deborah in the meantime, her friends are trying to raise emergency funds for her at http://deborahbowers.chipin.com/foreclosure-of-a-widow-deborah-bowers.