Have one Common Wallet for all Public Sector Banks

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Every Public Sector Bank (PSB) in India has come up with their own individual wallet. SBI's Buddy, Union Bank's Digipurse, Bank of Baroda's M-Clip, PNB's Kitty, Oriental Bank's Batuaa, Canara Bank's M-Wallet, and many more. 

Each bank needs to create, advertise and incur technological expenses on their wallet separately, while having all these different wallets makes life difficult for consumers. 

Since the Government of India is a common owner across Public Sector Banks, the banks should come together to create one common wallet, which all PSU bank customers can use.

The advantages of a Common Wallet would be:

  1. Easier, faster and cashless transactions
  2. Lower risk as the entire bank balance is not exposed
  3. Boost to commerce both offline and online
  4. Banks can save on marketing, technology and staff costs

BHIM was the first step to bring together various banks, and a Common Wallet for PSBs will take this interoperability to the next level. 

We hope you support and join our campaign!



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