Sallie Mae should not 'hold' or delay payments, should not penalized , place into delinqurncy accounts that are labled 'late' by this delay, DO NOT add interest , penalty charges ( thus increasing loan size) because THEY have not processed the payment. STOP requiring extra payment for expedited payment.
Immediate/exppedited online payment is now common practice with most businesses ( eg Amazon, car loans,retail stores,etc.). By delaying the process in Sallie Mae they are able to cllect millions of dollars in extra fees, and negatively affect thousands of credit ratings of individuals who are attempting to repay in good faith.
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