INFERTILITY COVERAGE MANDATORY FOR ALL INSURANCE

INFERTILITY COVERAGE MANDATORY FOR ALL INSURANCE

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Kourtney Bennett started this petition to Governor Ron DeSantis and

MANDATE FERTILITY COVERAGE ON ALL INSURANCE

 

IN 2018 STUDIES SHOW THAT 1:8 COUPLES SUFFER FROM SOME FORM OF INFERTILITY, WHETHER MALE OR FEMALE. THAT EQUALS OUT TO ABOUT 6.1 MILLION IN THE UNITED STATES ALONE.
WHILE THIS IS SUCH AN EPIDIMIC ONLY SIXTEEN STATES MANDATE SOME SORT OF FERTILITY COVERAGE WHILE ONLY TEN OF THOSE REQUIRE QUALIFIED EMPLOYERS TO INCLUDE IVF COVERAGE.
SOME OF THESE STATES ARE; ARKANSAS, CONNECTICUT, MASSACHUSETTS, NEW JERSEY, NEW YORK, AND RHODE ISLAND. WITHOUT INSURANCE COUPLES CAN FACE BILLS UP TO OR MORE THAN $63,000!
GOING TO A DOCTOR CAN COST BETWEEN $300-$1000, JUST FOR MENTIONING THE WORD INFERTILITY, THIS IS JUST TO VISIT THE DOCTORS, NOT INCLUDING BLOOD WORK, SPERM CHECK,MEDICATIONS
OR ULTRA SOUNDS.
FOR IVF ONE CYCLE, WITH MEDICATIONS, ULTRA SOUNDS, ANESTHESIA,  BLOOD TEST, PROCESSING EGGS AND SPERM, EMBRYO STORAGE, AND EMBRYO TRANSFER, CAN COST BETWEEN
$12,000 AND $17,000. WHILE AN ARTIFICIAL INSEMINATION CAN COST AROUND $300 TO $500. THESE COSTS PLUS THE COST OF LIVING MAKE IT NEAR IMPOSSIBLE FOR COUPLES TO GROW THEIR FAMILIES. MAKING FERTILITY MANDATORY FOR INSURANCE TO COVER WILL EASE THIS BURDEN FOR FAMILIES WHO WANT NOTHING MORE THAN A CHILD OF THEIR OWN; THIS WILL HELP MAKE THEIR DREAMS BECOME A REALITY BUT IT WILL HELP BY MAKING THEM FINACIALLY STABLE FOR A CHILD IN THEIR HOMES.

THIS IS MY STORY OF INFERTILITY. THE SUMMER OF 2013 AT THE AGE OF SEVENTEEN; I WAS HOSPITALIZED WITH ABNORMAL BLEEDING. I WENT ON TO HAVE FIVE BLOOD TRANSFUSIONS AND TWO
PLASMA TRANSFUSIONS. WHILE IN THE HOSPITAL IN PICU I WAS NEVER CHECKED FOR ANYTHING; I WAS GIVEN BLOOD WORK AND AN ULTRA SOUND TOLD I WOULD BE FINE EVERY WOMAN HAS
A MONSTER PERIOD.ONCE RELEASED FROM THE HOSPITAL AFTER A WEEK IN PICU I WAS REFFERED TO AN OB; THE OB PUT ME ON THREE BIRTH CONTROL PILLS A DAY AND STILL NO TESTING. 2015 I CHANGED DOCTORS AFTER BEGGING THE OTHER FOR TESTING AND NOTHING BEING TAKEN CARE OF. THE NEW DOCTOR PERFORMED MANY TESTS; PAP SMEARS, BLOOD, INTERNAL AND EXTERNAL ULTRA SOUNDS; AND SO ON. I WAS DIAGNOSED AT AGE NINETEEN WITH POLY CYSTIC OVARY SYNDROME; ONE OF THE LEADING CAUSES OF FEMALE INFERTILITY. WE DID ALL SORTS OF MEDICATION TO HELP WITH THE PCOS. IN 2017 MY THEN BOYFRIEND AND I TIED THE KNOT, AND DECIDED WE WANTED TO BUILD OUR FAMILY. 2017 A YEAR I WILL NEVER FORGET FOR TWO MAIN REASONS; ONE BEING
MY WEDDING AND TWO I WAS GIVEN THE DIAGNOSIS OF INFERTILITY. AT AGE TWENTY ONE I WAS TOLD I HAVE A TWENTY PERCENT CHANCE OF EVER CONCIEVING A CHILD NATURALLY ON MY OWN. WE LOOKED INTO SO MANY OPTIONS; A SPECIALIST(NOT COVERED BY INSURANCE) IVF(NOT COVERED BY INSURANCE) AND IUI (NOT COVER BY INSURANCE). OUT OF POCKET WE WERE LOOKING AT OVER $50,000, WHICH FOR A NEWLY WED COUPLE, ANY COUPLE, ITS JUST NOT AFFORDABLE. HERE WE ARE IN 2020, STILL SUFFERING, STILL PAYING OUTRAGOUS AMOUNTS OF MONEY FOR
APPOINTMENTS, BLOOD WORK, AND MEDICATIONS. MY BLOOD WORK ALONE TO CHECK HORMONES AFFILIATED WITH FERTILITY WHICH WAS NOT COVERED BY INSURANCE, COST ME $689 OUT OF POCKET.
THIS IS MY STORY AND THERE ARE MILLION MORE JUST LIKE IT.
 

"INFERTILITY IS A DISEASE OF FERTILITY WHEN A COUPLE CANNOT CONCIEVE AFTER A YEAR OF UNPROTECTED SEX." IF THIS IS A TRUE STATEMENT WHICH IT IS,WHY IS INFERTILITY NOT COVERED LIKE ANY OTHER DISEASE? THIS EFFECTS 1:8 WORLD WIDE. LETS STAND TOGETHER AND MAKE FERTILITY COVERAGE MANDATORY!

HERE ARE SOME ACTUAL QUOTES FROM REAL LIFE PEOPLE ON FERTILITY AND WHY THIS IS IMPORTANT TO THEM.
"IF FERTILITY WAS COVERED BY INSURANCE I MAY HAVE BEEN ABLE TO HAVE A BABY YEARS AGO BEFORE I HAD TO HAVE A HYSTERECTOMY."

"I WISH THEY COULD UNDERSTAND THE PAIN AS A WOMAN TO AGAIN AND AGAIN LOOK AT A NEGATIVE PREGNANCY TEST. TO KEEP BY WITH HOPE AND FEAR OF WHAT IT WILL SAY. I WISH THEY KNEW HOW HARD IT IS WHEN YOU CANNOT AFFORD TO BUY THE MEDICATION YOU NEED AND HOW COMMON FERTILITY ISSUES ARE."

"I WISH THEY KNEW HOW COMMON FERTILITY ISSUES ARE AND HOW EXPENSIVE IT IS TO PAY FOR OUT OF POCKET, I ALSO WISH THEY KNEW HOW IT FELT TO LONG FOR A CHILD THAT YOU
CANNOT HAVE BECAUSE YOU CANNOT AFFORD THE PROCEDURES."

 

LET US STAND UNITED TO HELP MAKE THESE WOMENS DREAMS A REALITY, TO LIVE IN A WORLD WHERE WE DONT HAVE TO BREAK THE BANK TO BECOME MOTHERS.

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