Stop penalizing for not maintaining minimum balance in Bank Accounts
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Our Prime Minister had encouraged all citizens to have a bank account as part of Jan Dhan Yojana even with zero balance so that Govt. benefits can be transferred to beneficiary. However we find that Public Sector Banks are penalizing Account holders for not maintaining stipulated minimum balance! This is a gross injustice done to poor people who have opened Bank accounts in good faith heeding to the call of the Prime Minister. Therefore I request the RBI to issue necessary instructions to all Public sector banks not to insist on maintaining minimum balance in Savings Bank Accounts / Jan Dhan Accounts and treat both these accounts as zero balance accounts.
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