Online transaction failure refund should be returned with max. 7 days instead 45 days.

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I am ordering some product through a online shopping website and payment declined by bank. And after some time a massage flash one screen that money has debited from account. Although payment has already declined by bank. I contact costumer care(pnb bank). They told it will take 45-60 days. What's rubbish is this..if anyone need is urgent so he have to wait for 45 days in the age of @digital India COMPAIGN. So I request all of you to sign petition to shorten this time period to max 6-7 days.

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