Banks must credit digital payments by depositors into the concerned account instantly

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In this digital age the benefits of technology must be shared by banking companies with their customers. When I transfer money, it is debited out of my bank account instantly, 24/7 even on a public holiday. But money is not credited into the recipient account instantly. If I make an online or digital payment towards utilities such as electricity, water, gas, landline, cell phone, credit card bills, etc. the amount is credited only after 2/3/more number of working days although it is withdrawn from my bank account immediately. RBI must censure banks who are penalising customers for adopting the Indian governments "digital campaign". RBI must issue a directive to banks to adopt a 'simultaneous credit & debit' rule.



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