Why students saving bank accounts have to maintain minimum balance

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It has been notice that SBI is deducting handsome amount of money for not maintaining the minimum balance in savings accounts, but why the student who are in hostel and may have any type urgent requirements related to study, medical etc , have to maintain minimum balance in their savings bank account.

If at all these banks want to reduce some part of NPA through this collection then they need to exempt students category of accounts



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