I recently left high school unprepared for how finances actually affected me.

I had no idea what a IRA was, what a credit score was, how stocks and mutual funds worked, how to finance a car, how retirement works, how insurance work, or even how to effectively use a credit card to gain better credit and because of this I have slowly watched my friends spiral into debt not having an effective plan for the future.

I believe that having personal finance would help kids to understand how money effectively works in their own lives instead of just a bigger picture such as economics and I hope you agree.

Thank you for taking time out to read this and if you do agree please sign the petition.

Letter to
National Association of State Boards of Education
Department of Education Organizational Structure and Offices Anthony Jones
US Secretary of Education  Arne Duncan
and 20 others
Department of Education Organizational Structure and Offices Stephanie Germeraad
Department of Education Organizational Structure and Offices Angela Scott
Department of Education Organizational Structure and Offices Moira Baran
Department of Education Organizational Structure and Offices Michelle Cooper
Governor Margaret Hassan
U.S. House of Representatives
New Hampshire State House
Member of New Hampshire's Board of Education Fredrick J. Bramante, Jr.
Department of Education Organizational Structure and Offices Gregory Gadren
National School Boards Association (NSBA)
Member of New Hampshire's Board of Education Daphne A. Kenyon
Department of Education Organizational Structure and Offices Cornelia Orr
NASBE Executive Director Brenda L. Welburn
Chairman of New Hampshire's Board of Education John E. Lyons, Jr
NASBE Deputy Director Bradley Hull
Member of New Hampshire's Board of Education Tom Raffio
Department of Education Organizational Structure and Offices Stephaan Harris
Member of New Hampshire's Board of Education William D. Walker
Member of New Hampshire's Board of Education Helen G. Honorow
President of the United States
Personal finance is course neglected in our high schools and colleges as a requirement for education even though it is vital. The decisions of where to put money, invest and save is an idea that recent graduates are not even aware of coming out of high school and often because of that they struggle unnecessarily with debt.

I suggest making personal finance a high school requirement to teach kids some of the following:

1) The Importance of IRAs
2) How to Invest Responsibly
3) How Credit Scores Effect Your Financial Life
4) How Insurance works
5) Why Saving is Important
6) Ethical Consumerism
7) Making Budgets
8) Understanding how Taxes Work
9) Understanding the Importance of Keeping Records
10) Privacy in the Internet Age
11) How to Write Effective Wills
12) How to Write Renter's contracts
13) How to Start a Business

These are issues that every American has to go though in the course of their lives, giving them the tools to not make mistakes is vital for the health of America's economy.

Please make personal finance a high school requirement.