Loan waiver amount should come from party funds not from tax payers money

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Why every political party make promises of waiving loans for anyone.

First of all, if loan is taken , it needs to be paid and secondly, if the person is unable to pay , may be due to weather condition during the year or less sales, then a proper committee should be clearing the loan for a particular person.

Now, loan waiving is a common tactic followed by political parties as a propaganda and influence poor people and farmers to get votes. But where does the money come from, it comes from the pocket of tax payers. Clearing debts of needy is good but clearing all the loans in general should not be entertained.

If a political party promises to clear off a loan, it should give funds from it own pocket (party funds) not common man tax money.

If you guys believe in the same, please vote