STOP PRIVATE BANKS FROM DEDUCTING WHOPPING AVERAGE MINIMUM BALANCE CHARGES
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Having a Bank Account is Not only a Necessity but Also it Is Mandatory for Several Government Policies Such As LPG Gas Subsidy , Student Scholarship and Now Subsidy of Urea Is also to be Credited Directly In the Bank accounts of Farmers .
Cashless Economy is The Dream of Honorable Prime Minister Narendra Modi in order to Curb Corruption and the Flow of Black Money .
Government is Making Several Changes In order to Promote Cashless Transactions . From 1st of Jan 2018 "Merchant Discount Rate" which was previously payble by the people to the Banks will be now paid by Government in Order to Encourage Cashless Transactions .
But On the other Hand Private Banks Such as HDFC Bank and other Banks are Charging Whopping AMB Charges on Not Maintaining 10k as Minimum Balance in Savings account and if 10k Is not Maintained then INR 690 is Deducted from the account which is 82% of 10k in an Annum as AMB Charges Which Cannot be Justified .
Its Sad that the People who have opened the Bank Account Just to Get 200rs Gas Subsidy are Being Charged 690rs Every Month
I Request Honorable Prime Minister , Honorable Finance Minister & Honorable Governor of Reserve Bank Mr Urjit Patel to Take Action against Such Bank and Order them to Remove Such Charges.
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