In this time of financial difficulty, a lot of people has been forced to stay home and businesses closed down as per fed guidelines to combat spread of Corona virus, therefore so many people are jobless as result of this or have a reduction in their hours of work. This has resulted in inability to pay for mortgages, rents, card payment and so many other necessary bills and on the other hand as no one goes out side , all the vehicles stays parked at homes. In addition some other state and fed agencies are having employees to work from home, over all the current shelter in place situation clearly ask for all non essential workers to stay home in order to support the government achieving their goal. Therefore we are asking the state officials to work with insurance companies in order to waive the car insurance payments for the period of shelter in place in New Jersey and those already paid six month and a year premiums , should get an extension based on that time period for their next payments. This shall help everyone staying home, to stop spread of the deadly virus, facing a lot of financial problem to pay for their essential bills.