Recently the Philippine Health Insurance Corporation or (Philhealth) had published a Circular 2020-0014 Premium contribution and collection of Overseas Filipino members. It is stated in the memo that OFW's will be mandated and obligated to pay a premium which tantamounts to 3% of their salaries per month and if whomever have missed payments will have a compounded interest and penalty for missing payment. I believe that we OFWs and our dependents have been already struggling amidst this Pandemic and yet Philhealth had issued a very unfair memo regarding premium payments.  I believe that this is already too much of them to ask for an interest rate and a penalty which is very unfair and inhumane for those who travel away from their families to work. It is very unfortunate that they call OFWs modern heroes and yet they penalize us with such directives. We urge the Philippine Health Insurance Corporation (Philhealth) to reverse this directive as this is unfair and an abuse to our migrant workers.