The residents of Gibson/Valley Stream, NY as well as other communities affected by the new FEMA Flood Maps are requesting help regarding the new flood maps that FEMA put into effect 9/2009. These maps are inaccurate, arbitrary and incorrect. They must be changed to alleviate the monetary and emotional hardship being inflicted on the Gibson citizens as well as other communities. Those who were never in a flood zone before and should not be there now must get flood insurance or their bank will clean out their escrow accounts which they must then refill immediately or be in default with the bank.
We need your help to freeze these maps and have a study done to correct their inaccuracies. The State, County and Village Engineers should work together to get this done now before any more harm is done. New surveys by these Engineers will show that many homes now in the flood zone do not belong there.
Premiums range from $2400 to $9,000 per year which must be paid all at once, no amortization over a year's time. In addition to changing the flood maps FEMA has raised the cost of flood insurance. This is all designed to increase revenue for FEMA because of Katrina and other natural disasters around the country. Their treasury is very low and by putting people in the flood zone who have not been there before will increase their bottom line considerably. This is nothing more than a tax being initiated on the residents of Gibson as well as elsewhere around the country.
In addition to the enormous premiums for flood insurance, FEMA has decreased the property value of every house they put in the flood zone. If you want to sell your house it will be valued at much less than it was prior to 9/2009. At a time when the economy is in such bad shape, jobs are scarce and people are just barely holding on to their homes this is a very severe blow.
There was a report on NBC, Nightly News, called the Fleecing of America, which has been posted on gibsoncommunity.com. The report shows that the maps are inaccurate and should be revised however nothing has been done. We are now asking you to help, as our elected official, to correct this wrong. Have the FEMA maps frozen and redraw them correctly. Your constituents need your help NOW!!!! This situation is untenable and needs to be addressed IMMEDIATELY!!!
We need your help to have these maps reversed or at least revised to include only those who actually belong in the flood zone. The actions of FEMA have also resulted in depreciating the value of the homes they have now placed in the flood zone. In today's economy that is the last thing a homeowner needs is to have his property devalued. This is in addition to sky high premiums that FEMA demands to be paid all at one time. This is breaking the backs of your constituents.
Your immediate help is required to alleviate this situation and right the wrong that has been done to the American homeowner who happens to live anywhere near a coast or a water source. A more accurate system should be used to determine if someone is in fact in the flood zone. Shooting a laser from a flying plane is not what I would call very conclusive.