NC Gov. Cooper needs to suspend all rents & mortgages during the continuing COVID19 crisis
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** UPDATE 7/1/2020 ** Please read the recent Updates, posted separately & below the Petition, for fantastic news & more information! Edited Petition to reflect May's small victory.
Thank you for your hard work in this time of worldwide crisis. Millions of North Carolinians will be impacted by the COVID - 19 outbreak. Most people are out of work, or have greatly reduced hours, and are UNable to make their housing payments.
While evictions and foreclosures have been suspended nationwide for the time being (as President Trump stated in his COVID19 News Conference on 3/18/20) there also needs to be a total pause on mortgage and rent payments in NC., since suspending foreclosures and evictions DOES NOT wholly or SAFELY protect NC citizens from COVID19 related losses and struggles - neither now or after the crisis has abated.
You enacted a Rent & Utility Moratorium on May 30, 2020, but homeowners still need mortgage protection. Since many have very little-0 income right now, current demands for mortgage payments - without any care towards homeowners (or their renters, if they have them) safety and security of having shelter during this Pandemic - is causing much undue strain and stress on NC citizens and is potentially putting them into deadly harms way.
Furthermore, expected post-crisis demands of accrued payment debt(s) or penalties (when the crisis has abated) by banks/lenders and landlords, plus unfair and unliveable raises in rent (discussed below), will cause massive widespread homelessness and suffering. It will also bring forth undue and overwhelming floods of people into Assistance Agencies, which will strangle our state's assistance capabilities.
Rent amounts are already way out of control (CA rent amounts in an area where min.wage is over $4 LESS, with NO % & time-limit cap to keep landlords from grossly exceeding NC's cost of living) as described on NChousing.org (check out how many hours someone has to work to afford just their rent, & the % per county of COST BURDENED citizens!). Homeowners are raising their already astronomical rents to ludicrous, UNLIVEABLE amounts to make up for their income losses due to the COVID19 crisis, in order to ensure THEY continue to have safe shelter &/or future rental income. Now is the time to ensure ALL Carolinians can "Stay Safe".
We are all suffering in the same manner: loss and lack of income with little-no relief, massive delays on Unemployment claims, half-of-normal-income Unemployment payments, College/University closings/cancellations which is causing students to leave their rentals ('break their lease(s)"), plus limited number of CARES Package ("stimulus") payments to be received for each individual (ie: one-time payment vs. multiple payments) and MASSIVE DELAYS of the current CARES Package payments.
No matter how you look at it, each NC citizen's income - young and old - has been drastically slashed and their lives dramatically changed. With the statewide Stay-At-Home order in effect - "HOME" (shelter) being the operative word - it is imperative we protect the people in this time of need.
Govenor Cooper, we thank you for your leadership and ask that you suspend mortgage & rent payments during this continuing COVID19 crisis, with stipulation that there will be no penalties levied, or demands for accrued debt (interest; mortgage or rent payments) at any time after the crisis has abated. This will protect ALL North Carolinians. We are all in this together. Thank you.
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