Congress Please Provide All Residents & Businesses Long-Term Pandemic Financial Help.

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Dear Honorable Members of Congress:

My name is Yuka Ioroi, and I am a co-owner of Cassava restaurant with my husband Kristoffer Toliao, and also the executive director and co-founder of Balboa Village Merchants Association, in the Outer Richmond neighborhood of San Francisco.

Today, I am writing to you to ask to write and sponsor an emergency funding bill to save residents and businesses from the economic disaster brought by this prolonging COVID-19 pandemic crisis, joined by the San Francisco community and business leaders.

The CARES Act this past March helped greatly, as did the EIDL loan that our business and many others utilized to stay afloat for during the few months for which these programs were designed to help. The Paycheck Protection Plan loan amount was based on 2.5 months worth of payroll, the EIDL for 4.5 months worth of cash flow which was later brought down to a limit of $150,000, and our existing SBA loan received 6 monthly payments.

However, we have been in this crisis for over 9 months, longer in San Francisco since the declaration of the State of Emergency on February 25, 2020. As we learn more about the vaccine distribution schedule, it is realistic to assume that this crisis will go on for at least until the end of 2021. At this moment, we are facing the biggest surge we have experienced so far, not counting the increased cases anticipated by the Christmas and New Year's celebrations in this nation.

We need longer-term funding that is not a loan, just for all of us to survive. With more people being forced to choose between safety and livelihood, more people will continue the same activities to stay afloat by any means, thus continuing the spread of this deadly virus. All of us, including the immigrant and formerly incarcerated community, need to be paid adequately to stay home and to close or minimize our business operations, going back to March 2020 retroactively for those who have not received any relief.


I would like to propose the following components for this emergency funding bill:

All residents receive to cover their rent + $1,000 for 6 months, $500 per child. Every resident should receive this amount as a $5,000 advance or deposit the same way they received the first $1,200 stimulus, certifying the rent amount by providing receipts from their rent payment.

Small and medium businesses receive fixed costs + payroll (minus executive pay) for 6 months. Every business should receive a $50,000 advance to the bank account connected to their federal tax ID number, certifying the fixed cost amount and payroll the same way used to satisfy the conditions for EIDL and PPP processing.

With the lesson learned from the first rollout of PPP and to build back better, I would like to also propose the following conditions for businesses:


The recipient businesses must require masks at the location at all times and a strict social distancing protocol with limited operations (no in-person dining, 25% capacity, or complete closure), must pay employees at least $15/hr in hourly wages not including tips, and medical expenses fully covered with sick pay should an employee contract this deadly virus.

Thank you very much for your time and for your attention to this letter. I look forward to hearing from you to see how this great nation can move forward to save us all.