Unborn baby has right to Health Insurance ,so does Pregnant Woman.
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Every unborn baby ( Foetus ) rightfully needs Health Insurance for treatment in case it is born with a birth defect ( Congenital Anomaly / Malformation). 6 out of 100 live births have one or more birth defects. At least half of them need one or more Surgical Operations for reduce morbidity & mortality. Families & health care systems face a large Financial Burden , specially in Rural areas. These disabled Children lead a miserable life and with them family also suffers.
Hence every Foetus must be covered by Health Insurance Policy. Make it mandatory for every Pregnant Woman to insure her Foetus in first 3 months of pregnancy. The cover to include treatment of any birth defect detected either antenatally or upto age of 5 years. ( Clause of omitting birth defects from coverage in health policies should be deleted)
Similarly Pregnant Woman should also be covered by Health Insurance for treatment of any complications arising out of pregnancy , Medical termination or delivery by operation due to defect in Foetus.
The Govt. should insist that Health Insurance Companies offer policy to Foetus & Mother. If Govt. is going to give Rs. 6000/- to every pregnant woman then she should pay premium out of that amount.
I appeal to parents of children with birth defects, couples aspiring to be parents ,doctors and all health care providers to sign this petition to Hon'ble Manekaji Gandhi to include Health Insurance for Foetus & Mother in National Policy for Women also to insist it's implementation.
Let us give a loud call for the Rights of Unborn Child & it's Mother for them to have quality life.
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