CONSUMER PROTECTION COMES FIRST ABOVE BIG BUSINESS

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Lack of Consumer Protection and the evidence of fraud and downright "screw the consumer" policies by our Major Banks, has caused nation wide mistrust and lack of confidence in Australian Bankers. The Turnbull Government suggest we do not need a Federal Bureau of Consumer Protection ("FBCP"). Our Government Goons are happy with free markets and zero regulation. It's back to the 1950's of Buyer Beware policy with a distinct 'bugger the consequences' attitude. We need three consumer orientated FBCP Commissioners unconnected with ASIC or APRA, and a proper review of all cases where the decisions by banks are demonstrably flawed.

NOW IS THE TIME FOR ALL BANK VICTIMS TO HAVE THEIR SAY.

There would be no need for alternative Consumer Complaint Handling solutions to deep running problems if the so called "Mortgage Loan Market" was functioning properly and drenched in FAIRNESS.  Instead, predatory mortgage lending is rife in Australia and flooded with Interest Only Low Doc Loans: Loans that can never be paid off.  The Housing Ownership Dream has collapsed for all but the very wealthy. DEBT has become the new menace.  Consumers no longer trust past and future Ombudsman solutions.  There is no independence of thought when the Ombudsmen produce scripted legal arguments - adversarial to consumer interests- and penned by Bank Lawyers and those at the APRA RBA and ABA!

Our LAZY and comatose REGULATORS have riled the long suffering consumers who have had a belly full of corporate criminal neglect. People want CHANGE and they want it now. They demand PROTECTION FROM PREDATORS.  We want Corporate Cops on the beat and a fully funded Federal Bureau of Consumer Protection. Australia desperately needs a ROYAL COMMISSION into the BANKS which will take a full 2 years to complete, given the level of Bank Scandals: including Rate Rigging, Money Laundering, Mortgage Fraud and asset-stripping by RMBS Tranches including Derivatives riddled with tricky wording.  

Australia has become a haven for white collar crime and hundreds of thousands of families are facing loss of homes as we support one of the highest DEBT LEVELS in the world.  Bankers have trashed our TRUST and thrown confidence into chaos. CONSUMER PROTECTION COMES FIRST. 



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